Vachan: Business Trust Network
Track your udhaar and payments
Free · Designed for iPad. Not verified for macOS.
Vachan — the udhaar khata book built for India's traders.
Stop chasing payments on scattered WhatsApp chats and dog-eared bahi khata notebooks. Vachan turns every IOU, receipt, and partial payment into a clean, shareable digital ledger — so you always know who owes you, who you owe, and when the next rupee is due.
Built for kirana wholesalers, cloth merchants, mandi traders, distributors, and every shopkeeper who runs on udhaar.
[A real khata book — for both sides of the trade]
Most udhaar apps assume you only lend. Vachan knows a wholesaler is also a buyer. Track money you've given and money you owe — from the same shop profile. One ledger, both directions, net position at a glance.
[One-tap payment reminders (WhatsApp + push)]
Tap "Remind" on any overdue transaction. Vachan fires a polite WhatsApp message and a push notification to the buyer, with a 24-hour cooldown so you never spam. No copy-paste, no awkward calls.
[Daily morning summary]
Every morning, get a single push: total udhaar outstanding, payments received yesterday, overdue count. Start the day knowing exactly where the hisaab stands.
[Transport / Lorry receipt capture]
Snap the receipt or transport receipt while you're billing. It's attached to the transaction forever — no more digging through a drawer when a buyer disputes an amount.
[Shareable acceptance links]
Send the buyer a private link. They confirm the udhaar with one tap — no app install needed. The WhatsApp preview shows your shop name, amount, and date, so there's no "main toh bhul gaya" excuse later.
[Payments with full audit trail]
Record cash, UPI, bank transfer, or cheque. Every payment moves through pending -> confirmed with a UTR reference, so disputes resolve in seconds.
[Built for Indian businesses]
Indian rupee formatting (Rs 1,00,000 not $100,000), Indian date format, Indian phone numbers, GST shop verification — built around how vyapar actually runs in India.
[OTP login, no passwords]
Phone-number OTP, JWT-secured. Your data stays private to your shop and your shop members.
Why traders choose Vachan over a paper bahi khata:
Instant udhaar tracking — no manual hisaab kitab
WhatsApp payment reminders that actually get paid
Net balance between you and any party in one tap
Buyer acknowledgement links — proof of every transaction
Daily summary push — your business at a glance
Receipt photos saved with each entry
Multi-shop, multi-member access
Free to use during pilot
Perfect for:
Wholesale traders, distributors, and retailers
Kirana and FMCG suppliers
Cloth, yarn, and textile merchants
Mandi and APMC commission agents
Hardware, electrical, and pipe wholesalers
Anyone running a credit-based small business in India
Built with traders, for traders
Vachan is being built feature-by-feature with a small group of pilot wholesalers. Got feedback? Email dev.nsqr@gmail.com — we ship fast.
Download Vachan today and turn your udhaar from a chase into a system.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Initial release
The developer, Nikhil Jain, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nikhil Jain
- Size
- 44.1 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © MysticPeaks