Budgetly - Envelope Budget

Cash stuffing, 100% private

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Envelope budgeting that stays on your phone. New: a Safe-to-Spend Home-Screen widget, Siri quick-add, a weekly reset ritual, and a pay-once Lifetime option. The budget you can actually keep: assign your money, log a spend in two taps, and glance at what's safe to spend — right on your Home Screen. No bank login, nothing to sync or break, and you can pay once instead of subscribing. Budgetly is envelope budgeting (digital cash stuffing) that stays 100% on your device. No account. No bank connection. Nothing for a server outage to lose. HOW IT WORKS - Give every dollar a job: assign your monthly money across envelopes. - Log spending in seconds — type it, say it with Siri, or scan a paper receipt on-device. - Glance at your Safe-to-Spend number on the Home Screen widget without opening the app. - Close the month, roll unspent money forward, and keep the streak going. WHAT'S INSIDE - Envelope budgeting with rollover, drag-to-reorder, and archiving - Safe-to-Spend widget for your Home Screen (free) and Lock Screen (Pro) - A weekly reset reminder and near-limit alerts, all scheduled on your device - Siri quick-add: "Add $12 to Coffee" — always with a confirm step - On-device receipt scanning: the total arrives as an editable guess, and images never leave your phone - Smart category suggestions — you confirm every one - Zero-based monthly planning with live "Left to assign" - 12-month trends, category breakdowns, and top-spend charts - CSV import from other budget apps, and CSV export any time — your data is yours PRIVATE BY ARCHITECTURE Your envelopes and transactions live on your device, covered by your normal iPhone backup. Budgetly has no server that sees your money. Nothing to breach, nothing to reconnect, nothing to break. FAIR PRICING Free forever: 3 envelopes, manual tracking, and the Home-Screen widget. Budgetly Pro unlocks unlimited envelopes, receipt scanning, CSV tools, and all widget styles — monthly, yearly, or a single one-time purchase. No pressure, cancel anytime. Terms of Use: https://budgetly.keenshift.ai/terms Privacy Policy: https://budgetly.keenshift.ai/privacy

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See your Safe-to-Spend without opening the app: a new Home-Screen widget shows exactly what's left across your everyday envelopes — bills excluded, red when an envelope is over, always in step with the app. (Lock-Screen widget for Pro, with numbers hidden unless you opt in.) Also new: - Siri quick-add: "Add $12 to Coffee" — with a confirm step before anything is saved. - The Sunday Reset: one calm weekly reminder that lands on the Plan screen with your rollover ready. Near-limit alerts warn you at 90%, at most once a day, per-envelope opt-out. - Lifetime unlock: pay once, yours forever — for people who would rather not subscribe. - Onboarding now asks roughly how much you budget and assigns it across your starting envelopes, so your first glance is your own number. - Mark envelopes as bills so Safe-to-Spend only counts money that's actually free to spend. - Our web home moved to budgetly.keenshift.ai.

The developer, Mitaanshu Agarwal, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • Mitaanshu Agarwal
    Size
    • 3.5 MB
    Category
    • Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • iPad
      Requires iPadOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    • Budgetly Pro Lifetime $59.99
    • Budgetly Pro Yearly $19.99
    • Budgetly Pro Monthly $2.99
    Copyright
    • © 2026 KeenShift