ClaimWise: CPP & QPP Optimizer

Pension break-even, best age

$2.99 · Designed for iPad. Not verified for macOS.

Claim CPP or QPP at 60, 65 or 70? Enter your credits and your expected age and see the break-even and the lifetime totals side by side, in English or French. ClaimWise tells you the right age to start CPP or QPP based on your current credits and life expectancy: claim at 60, 65, or 70. Enter your current pensionable credits, your expected age, and ClaimWise computes the break-even between claiming early at 60 (with 36% reduction), at 65 (normal), or at 70 (with 42% bonus). Side-by-side scenarios show lifetime totals. Light and dark themes, full English and French. WHAT IT COMPUTES - Estimated monthly benefit at age 60, 65, and 70 - Lifetime cumulative payout to your expected age - Break-even age between any two starting ages - 2026 CPP/QPP parameters (maximum at 65, reductions, bonuses) - Quebec QPP variant when selected WHY CLAIMWISE - One decision worth tens of thousands of dollars over a retirement - Works 100% offline. No account, no cloud - No subscription, no ads, no tracking. Pay once, keep it - Save scenarios, share clean breakdowns - Full English and French ClaimWise is an estimate for CPP/QPP planning and does not replace personalized financial advice.

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Updated app information and search tags.

Version 1.0.1

The developer, 26 Branding Agency Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • 26 Branding Agency Inc.
    Size
    • 33.4 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPad
      Requires iPadOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English and French
    Age Rating
    4+
    Copyright
    • © 2026 26 Branding Agency Inc.
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

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