Cards with Benefits helps you actually use the credits and perks you already
pay for.
Premium cards come loaded with statement credits, travel credits, dining
credits, free nights, and annual perks, and most of them quietly expire
unused. This app keeps every one of them in front of you, so the money you pay
WHAT IT DOES
- See every credit and perk across all your cards in one place
- A monthly view showing exactly what expires this month and how much is still
on the table
- A per-card progress bar that tracks your perks against the annual fee, so
you know if a card is paying for itself
- Mark credits as used, or set recurring ones to count automatically
- Optional reminders before a credit expires
- Personalize each card with colors and finishes
PRIVATE BY DESIGN
No account. No sign-up. No servers. Nothing you enter ever leaves your phone.
No tracking, no ads. And unlike subscription rewards apps, there's no yearly
fee.
FREE TO START
Track one card with every feature, free. A single one-time purchase unlocks
unlimited cards plus all the metallic and pattern finishes. No subscription,
ever.
Cards with Benefits is an independent app and is not affiliated with, endorsed
by, or sponsored by any bank, card issuer, or card network. All trademarks
are the property of their respective owners.
I’ve been using the same cards from different issuers for years and every platform seems to make it confusing or difficult to clarify what benefits are available and how to redeem them. All this app asks for is what kind of card you’re using, the tutorial is short and succinct, it gives you the option of deadline reminders, and allows you to checklist off the benefits you’ve already redeemed so you can keep track of getting the most out of your card. I wish I had this app years ago.
Great!
Snow-surfer1
Cards With Benefits has become one of my favorite apps for keeping up with credit card rewards, benefits, and travel perks. The information is organized well, easy to understand, and saves a ton of time compared to digging through card issuer websites. I especially like how it helps compare benefits across different cards and highlights opportunities I might otherwise miss.
Worth every penny!
Melissa B Meier
I love credit card perks but keeping track of them is a full time job! This app not only helps to make sure I take full advantage of the rewards my cards give but also helps me to be sure that the annual fee is worth it. Amazing app, easy to use and best of all it keeps your info private!
Money Saver
Dom415M3
Easy to use and and should charge more for all the money you saved!!
Now you can lock Cards with Benefits behind Face ID or Touch ID. Turn it on in Settings under Privacy to keep your cards and credits private every time you open the app. Also includes small performance and polish improvements.
Version 1.0.4
The developer, Shane Edwards, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Shane Edwards
Size
3.1 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
iPad Requires iPadOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.