Amortix - Mortgage Hipotecas
Calculate · prepay · simulate
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
The mortgage calculator that understands your real loan: fixed, variable, mixed, Euribor with spread, and prepayment with the legal early-repayment fee per country.
Amortix is the mortgage calculator that understands your REAL mortgage.
While most apps run a generic interest formula, Amortix understands what actually matters:
- MIXED mortgages (fixed-rate period + variable rate after), common across Europe
- Variable rates as Euribor + spread, just like your contract
- Country-specific EARLY REPAYMENT FEES, set by law
- The real impact of reducing payment vs reducing term
SMART CALCULATOR
- Fixed, variable, and mixed mortgages
- Monthly payment, total interest, true cost
- Full month-by-month amortization schedule
PARTIAL PREPAYMENT
- See whether reducing payment or term saves you more
- Automatically deducts the legal commission for your country
- Clear recommendation based on net savings
EXTRA PAYMENTS
- Simulate paying a bit extra each month
- Discover how many months and how much interest you save
- Visual balance chart over time
EURIBOR REVIEW (Europe)
- What happens to your payment if Euribor rises 1%?
- Compare current vs simulated payment instantly
- Especially useful before your annual rate review
STRESS TEST
- See your payment from -2% to +5% off today's rate
- Know if you can absorb a major rate hike before signing
- Decide with data, not assumptions
YOUR COUNTRY'S LAW
Knows the exact prepayment commission in 8 markets:
- Spain - Law 5/2019
- USA - Dodd-Frank (QM loans)
- Italy - TUB + EU Mortgage Directive
- France - Code de la Consommation L313-47
- Germany - Paragraph 490 BGB Vorfaelligkeitsentschaedigung
- India - RBI Circular 2012
- Brazil - SFH Lei 9.514/1997
- Arabic markets - Murabaha / Ijara
9 LANGUAGES
English, Espanol, Francais, Deutsch, Italiano, Portugues, Arabic, Hindi, Chinese.
PRIVACY-FIRST
Amortix doesn't collect personal data. All calculations run on your device. No accounts, no login, no profiles. The only external connection is standard Google ads, which you can disable with a single in-app purchase from Settings.
AD-FREE OPTION
One-time payment removes all ads forever.
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Amortix is built for people facing real decisions:
- Signing a mortgage and wanting to understand every figure
- Facing an annual review and worried about a payment hike
- Sitting on savings, deciding whether to prepay
- Wondering how a rate rise would actually affect you
Not another generic calculator. The one that reads your actual contract.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Minor fixes
The developer, Alberto Dimanuel, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Alberto Dimanuel
- Size
- 7.6 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
English and 8 more
- English, Arabic, French, German, Hindi, Italian, Portuguese, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Premium $2.99
- Copyright
- © albeasystems 2026