Expeny is the private, all-in-one money tracker that keeps your entire financial life on your iPhone — no account, no sign-up, nothing ever leaves your device.
Most finance apps want your bank logins and a monthly fee. Expeny does the opposite: everything is calculated on-device, and you unlock it once — for life. See your spending, budgets, bills, savings, investments and debts in one calm place.
TRACK EVERY PENNY
• Log expenses and income in seconds
• Scan receipts on-device with Apple Vision — text is read locally, never uploaded
• Quick-add from Home Screen widgets, Control Center, Lock Screen and Siri
• Works in any currency, anywhere in the world
BUDGETS THAT ACTUALLY STICK
• Set a monthly budget and watch a clear progress ring
• Per-category budgets so you see exactly where money goes
• Trends, category breakdowns and a projected month-end total
NEVER MISS A BILL
• Track due dates and mark bills "Paid" in one tap
• Smart reminders before money is due
• Recurring income added automatically each month
BUILD REAL WEALTH
• Savings goals you can watch grow
• Track investments, portfolio value and profit
• Manage loans and debts in one place
• Get a 0–100 Financial Health score from four real signals
FREE, NO ACCOUNT NEEDED
• Unlimited expense & income tracking
• Monthly budget with progress ring
• 5 free receipt scans
• 1 savings goal, 1 investment, 1 debt
• Bills, recurring income, widget & any currency
EXPENY PREMIUM — ONE PRICE, YOURS FOREVER
• Unlimited goals, investments & debts
• Financial Health score + full breakdown
• Unlimited receipt scanning
• Custom categories & per-category budgets
• Bill reminders & price alerts
• Full statistics: weekly, yearly & forecasts
• Household sharing & PDF reports
• Siri Shortcuts & Lock Screen widgets
No subscription. No renewals. Pay once and keep everything.
WHO IT'S FOR
► People who want to budget without linking a bank
► Privacy-minded users tired of data-hungry apps
► Couples & families sharing one household budget
► Anyone saving for a goal, paying off debt or building a portfolio
PRIVATE BY DESIGN
No account. No servers. No data selling. No ads. Your numbers stay on your device — that's the whole point.
WHY EXPENY
One calm app for your whole financial life that respects your privacy and your wallet. Pay once, own it forever.
Take quiet, complete control of your money with Expeny.
So far the layout seems pretty intuitive and easy to learn. What I would love is for salary, the ability to enter it in biweekly or every over week instead of just weekly, monthly or yearly
A whole new expeny
Calmer design, deeper spending insights, and a more dependable experience across the app.
New
• Category insights show where money went
• Appearance controls let you adjust size and haptics
• Category automation applies your merchant rules whenever you add transactions, including imports, reciepts, shortcuts
Improved
• Dashboard, statistics, budgets, goals, have been redesigned for faster scanning and clearer decisions
• Rebuilt onboarding experience makes setup more interactive
• Widgets refresh more reliably and stay accurate around budgets
• Typography, icons, sheets, animations feedback more consistent throughtout expeny
Fixed
• Fixed recurring bill history, month-end reminders, search matching, widget edge case, and several accessibility and layout issues.
Version 1.4.0
The developer, Rahul Singh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
Larger Text
Dark Interface
Information
Seller
Rahul Singh
Size
27.9 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
iPhone Requires iOS 26.0 or later.
Mac Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.