Teacher Retirement Calculator

Calc Pension & Benefit 2026

Only for iPhone

$9.99 · Designed for iPhone. Not verified for macOS.

iPhone

Teacher Retirement Calculator uses the official formulas from your state pension system to estimate your monthly benefit, no guesswork, no ads, no account required. INSTANT PENSION ESTIMATE Enter your years of service, retirement age, and salary. See your estimated monthly benefit calculated with the same formula your state uses — CalSTRS, TRS Texas, NYSTRS, FRS Florida, TRS Illinois, PSERS Pennsylvania, or STRS Ohio. 7 STATE SYSTEMS COVERED California (CalSTRS 2% at 60 and 2% at 62), Texas TRS (all tiers, Rule of 80), New York NYSTRS (Tier 4 and Tier 6), Florida FRS (pre and post 2011), Illinois TRS (Tier 1 and Tier 2), Pennsylvania PSERS (Classes T-C through T-G), and Ohio STRS. Data verified May 2026. AUTOMATIC TIER DETECTION Enter your hire date and the app automatically identifies your benefit tier. No need to look it up — Classic, PEPRA, Tier 6, or Rule of 80 are detected instantly. RETIREMENT PROJECTION See how your benefit grows over 25 years with COLA applied. Compare two retirement ages side by side to find your optimal exit date. FINAL AVERAGE SALARY Add up to 8 years of salary history for a precise FAS calculation. The app tells you exactly how many years your system uses. EARLY RETIREMENT ANALYSIS See the exact reduction applied if you retire before your full eligibility date — whether it's Rule of 80, age factor, or actuarial reduction. COMPARE TWO PROFILES Set up two independent retirement profiles — different states, tiers, salaries, and retirement ages — and compare them side by side. See monthly benefit, annual income, replacement ratio, FAS, and 10 and 20-year projections for each. Export a PDF summary with one tap. RETIREMENT INSIGHTS Know exactly where you stand at a glance. Track your vesting progress toward the minimum service requirement, see a live countdown to your planned retirement date, and understand how much of your current salary your pension will replace. The income gap indicator shows the exact monthly shortfall so you can plan ahead. BREAK-EVEN CALCULATOR Deciding between retiring early or waiting? The break-even calculator shows you exactly at what age the cumulative benefit of retiring later overtakes the early retirement option — so you can make the decision with real numbers, not guesswork. ZERO DATA COLLECTION All calculations run on your device. No internet required. No account. No ads. No tracking. Your salary and retirement data never leave your phone. Designed for public school teachers, administrators, and educators planning retirement in California, Texas, New York, Florida, Illinois, Pennsylvania, and Ohio. For informational purposes only. Not financial advice. Always verify your benefit with your official state retirement system.

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

Compare Profiles — set up two independent retirement scenarios with different states, tiers, salaries, and ages. Compare monthly benefit, replacement ratio, FAS, and long-term projections side by side. Export a PDF summary with one tap. Retirement Insights — three new cards on the main screen: vesting progress tracker, countdown to your planned retirement date, and an income replacement indicator showing exactly how much of your salary your pension covers and the monthly gap. Break-Even Calculator — enter two retirement ages and see the exact age at which waiting longer starts paying off, based on your real benefit numbers.

Version 1.1

The developer, Hugo Andrada, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Hugo Andrada
    Size
    3.4 MB
    Category
    Finance
    Compatibility
    Requires iOS 17 or later.
    • iPhone
      Requires iOS 17 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © hugo andrada
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

    More by Hugo Andrada

    You Might Also Like