Improved notifications and a more polished sign-in flow.

Improved card details screen and edit card flow. Cleaned and polished some visual cues.

This update makes your card details more accurate and the experience calmer: - Statement and due dates now pull more reliably across issuers, including Discover. - Redesigned the screen for filling in any details your bank didn't send, with cleaner, simpler controls. - Balances refresh when you open the app and after it's been away for a while. - If a single card has a real issue, you'll see it on that card's page so you know exactly which one. - Reliability and stability improvements throughout.

This update makes your balances and reminders more dependable: - Balances now refresh automatically every time you open the app. - Clearer messages when an update can't finish, whether you're offline, your bank needs you to sign in again, or no cards were found, so you always know what's going on. - A reconnect prompt now appears on your main screens, not just in Settings, if a bank needs you to log in again. - A gentle heads-up if device notifications are turned off, so your reminders always reach you. - Reliability and stability improvements throughout.

You can now sign in with Apple to keep your Pro access synced across devices and reinstalls. Plus general performance improvements and bug fixes.

Small refinements and polish throughout for a smoother experience.

Fresh new look: an updated owl logo across the app. Plus a cleaner share screen and small polish throughout.

Smarter, calmer reminders this update: • Pay reminders are now tailored to each card's bank, nudging you a few days before your statement closes so your payment posts in time. • Clearer notification wording that simply tells you what to do and by when. • A new "pay by" date on each card page so you always know the deadline at a glance. • Cards reporting near $0 now show a suggested spend range to help you hit a healthy utilization. • Polished the paywall and upgrade screens, smoother plan changes, and a roomier balance update sheet. Thanks for using Credit Owl!

Now with an optional Face ID app lock for extra privacy, smarter "pay by" reminders timed so your payment posts before your statement closes, the ability to turn a manual card into a bank-synced one (and back), a cleaner color picker, and a smoother first-run experience.

Polish and bug fixes: cleaner card insights, a refined upgrade screen, and smoother payment entry.