Numio 1.7.4 adds property, vehicle, and insurance policy management, along with more complete loan and everyday records. - Property and vehicles: Keep purchase details, manually update current values, and link a mortgage or car loan to see how your assets and debts connect. - Loan management: Track mortgages, car loans, and other loans. See remaining installments and your next payment date, record actual payments, and set repayment reminders. - Insurance policies: Keep policy types, insurers, insured people, and coverage details together. Track coverage periods, premium schedules, and renewals, with support for lifetime coverage, paid-up status, and relevant reminders. - Free 7-day Pro trial: Eligible users can try all Pro features free for 7 days. The trial ends automatically with no automatic charge. - Income and account actions: New income categories, cash income for investment accounts, income entries for credit accounts, and transfers from credit cards to savings accounts. - Credit statements: Delete the latest confirmed statement while keeping actual spending and repayment records, so you can prepare the statement again. - Flexible renewals: Choose a custom end date for a manual renewal. Your subscription's default coverage duration stays the same. - Widgets and everyday improvements: Widgets now follow your in-app language choice. More consistent add and edit flows, improved home screen loading and page layouts, and fixes for market data refresh and cross-currency valuations.

Numio 1.7.3 adds investment accounts, term deposit maturity reminders, and credit card statement management, so what you own and owe is clearer. - Investment accounts keep multi-currency cash and stocks, funds, and ETFs at the same broker or platform together, with the account total shown on Home. Exchange currencies within an account, and trades use the account's cash in the matching currency by default. Add existing holdings to an account or remove them without changing quantities, costs, or history. - Turn on maturity reminders for term deposits. Set a reminder time for each deposit, and choose how many days ahead in Reminders settings. - Credit card statement management: confirm each statement amount from your bank, including any previous unpaid balance, and separate amounts due from unbilled spending. Differences from your recorded spending are added automatically as statement supplements or corrections. Choose which statement a repayment applies to, and pay one statement in several payments from different accounts. It is on by default for newly added credit cards; for existing cards, turn it on from the More menu in statement details. - Browse banks and institutions by country or region. Your choice is remembered. - Preset bank and institution names now follow the app language. Custom names stay as entered. - When a new asset has the same name and institution as an existing one, Numio tells you before saving that they will be merged. - Added Huashang Fund to investment institutions. - Improved Asset Overview with larger text sizes, clearer reasons when iCloud sync fails, and clearer status icons in Sync Records.

Numio 1.7.2 adds investment insurance and term deposit estimates, with better tools for accessories, supplies, and subscription history. - Track investment insurance with an insurer and current value. Enter an expected payout, or estimate it from a single investment and an assumed annual rate of return. - Set a term deposit’s interest start date and day-count basis, then view estimated interest and total value at maturity on its detail card. - Manage repairs and maintenance, accessories, and supplies separately under each belonging, with related spending included in its cost. Recovered accessories retain their status and recovery details. - When adding an automatically renewing subscription, optionally fill in past renewal records to track historical spending and the current service period. - Consumables, wish and regret lists, and shared memberships are now visible by default. Your saved visibility settings are preserved. - Look up investment holding names, view more precise gain and loss percentages, and see clearer account and principal labels for receivables and payables. - Improved cloud backup restore confirmation, reminder summaries, and sync failure details.

Numio 1.7.1 improves holding costs, low-frequency valuation, cloud backups, and asset presentation. - Added unit cost for investments and precious metals. Quote-based valuation can calculate total holding cost from shares or weight, and low-frequency mainland stock valuation now supports the Beijing Stock Exchange - Improved WebDAV compatibility, added sync history, and made it possible to review and delete older cloud backups - Unified asset type presentation across the home screen, cards, and action forms, and removed display settings that no longer had an effect

Numio 1.7.0 introduces linked money movements and expanded asset analysis, helping you understand where your money goes and how your assets change. - Record transfers in the same or different currencies, including actual received amounts and fees, and update both accounts together - Link investment purchases, sales, and redemptions to money accounts while tracking quantity, cost, fees, and realized gains or losses - Link money lent, money borrowed, collections, and repayments to money accounts, with support for partial settlements, interest, and fees - Explore asset overviews, recorded trends, and money flows by week, month, year to date, or custom dates, with details for change sources and spending categories - Link purchases and maintenance of belongings, including maintenance items, to payment accounts; related payment records update when you edit or delete them - Manage initial subscription payments separately from future renewals, add plan names to one-time purchases, and switch stopped automatic subscriptions to manual renewal while keeping existing access and history - Choose which asset, subscription, and belongings tabs to show, with improved summaries, shortcuts, record cards, and larger text layouts - Enable automatic valuation for two accounts on the free plan, with additional accounts available through Numio Pro - iCloud cloud snapshots now move automatically into Numio's private app storage; use .numio or ZIP exports when you need to view or move your data - Improved dark mode, subscription expiry and credit card repayment reminders, and market quote reliability Asset analysis shows recorded changes. Period totals in multiple currencies are estimated using current exchange rates. Before syncing across devices, update every device sharing the same data to version 1.7.0 or later.

Numio 1.6.0 带来理财估值、物品导入和更实用的桌面小组件： - 股票、ETF、基金、黄金和白银支持低频更新价格，并展示当前市值与持仓盈亏。 - 新增物品和消耗品支持粘贴淘宝、京东或拼多多购买链接；Apple Intelligence 可用时，普通物品还可从订单截图辅助填写信息。 - 物品和订阅可分别控制是否计入自身金额统计，不影响列表、状态和提醒。 - 新增账户列表小组件；消耗品小组件支持按 App 设置一键扣减库存。 - 优化 iCloud 快照迁移、冲突保护和恢复点管理。 - 优化资产、订阅和物品设置页，以及订阅图标搜索和保存反馈。 - 新增隐私筛选后的诊断导出与邮件反馈，并修复多处统计、提醒和生命周期问题。 重要提示：使用同一 iCloud 账户的所有设备请先升级到 1.6.0，再继续云同步。订单截图识别仅在本机 Apple Intelligence 可用时提供。

优化订阅套餐变更、记录详情与 iCloud 同步体验，让历史账务更准确、日常查看更直观。 • 订阅套餐支持选择历史生效日期，价格调整默认下次扣费生效，补差、权益周期与付款记录更加清晰。 • 近期交易和订阅记录可直接查看详情，订阅记录与套餐时间线改为全高展示。 • 消费记录根据分类显示对应图标，查找更加直观。 • 优化英文界面排版，减少设置项换行。 • iCloud 同步文件现可在“文件”App 的 iCloud Drive → Numio 中查看。 • 修复账务时间线、历史余额和 iCloud 文件冲突问题，提升数据一致性与稳定性。

本次更新重点提升了分类管理与信用账户记账的稳定性。 • 修复分类选择时可能意外退出当前页面的问题 • 修复分类编辑偶尔打开错误项目的问题 • 恢复分类管理中的拖动排序 • 优化分类删除与恢复默认逻辑，避免误删正在使用的分类 • 修复信用额度未设置时仍可记录消费的问题 • 其他问题修复与体验优化

Numio 1.5.0 带来更完整的物品管理、消费记录和桌面体验。 • 消费记录新增简单分类，让账户和信用卡消费用途更加清楚。 • 新增 Numio Pro 消耗品管理，支持初始库存、购入、消耗、盘点、保质期和库存状态。 • 新增心愿与避雷清单，并可将已购买条目快速转为正式物品。 • 新增物品字段模板，为电脑、相机、手机、衣物和家电等补充结构化信息。 • 新增近期订阅与资产概览主屏幕小组件，支持小号和中号布局。 • 增强物品与订阅照片抠图，支持透明背景、外描边和小尺寸预览。 • 增强资产卡面照片处理，支持边界识别、四角调整、透视校正和标准比例裁切。 • 修复和优化了若干问题，提高稳定性和使用体验。

Numio 1.4.0 进一步完善资产组织、卡面展示和日常管理体验。 - 新增资产首页自定义分组，支持改名、排序、调整资产归属和折叠较长分组。 - 全新卡面编辑与卡面详情，支持自定义图片、颜色、文字样式和四角信息布局，并提供更顺手的消费、收入、充值、还款和余额调整入口。 - 完善信用卡额度与账单关系，统一账单、共享额度、免息期、交易筛选和还款记录更加清晰。 - 新增加密资产手动记录，并完善股票、基金、黄金的代码、市场、数量和克重信息。 - 扩充银行、证券机构、加密资产和货币预设，优化搜索、币种管理和汇率更新体验。 - 支持从 App Store 分享 App 到 Numio，进入新增订阅并自动带入名称、图标、链接和地区信息。 - 存单支持到期自动转存，订阅日期、历史金额和汇率记录更加准确。 - 物品首页新增排序设置，标签页支持调整默认页面和显示状态。 - 优化后台隐私遮罩与 Numio Pro 购买状态验证，异常退出后也能更稳定地保留用户设置。 - 修复和优化了若干问题，提高稳定性和使用体验。

- 修复 iOS 18.3.1 上新增资产时，从类型选择进入任意选项会卡死的问题。 - 修复资产详情页之间互相跳转（账户组、子账户、支付工具、信用卡、共享额度、维护记录）可能出现的卡顿。

- 新增「物品」：记录电脑、相机、家电、骑行装备等重要物品，支持购买信息、保修状态、维护记录、回收记录和配件/升级件关联。 - 物品首页支持双列卡片、状态筛选、总投入、日均成本和使用天数，让重要物品的成本与状态更清楚。 - 资产首页新增卡片展示，可在卡片和列表之间切换，银行卡、信用卡和账户信息展示更直观。 - 新增资产分析入口，帮助查看资产、负债和不同账户类型的结构占比。 - 优化底部导航和添加入口，现在可根据当前页面快速新增资产、订阅或物品。 - 更新多处银行、平台和物品图标资源，新增象象银行（天星银行）等预设，订阅默认图标调整为皇冠。 - 备份、恢复、CSV 导出和云同步已支持物品资产及新的首页显示偏好。 - 修复公积金、医保个人、企业年金等账户图标保存后不一致的问题，并改进订阅续费、示例数据清理和多处稳定性细节。

- 新增资产详情快捷记录，支持信用卡记消费、记还款 - 新增资金账户快捷记录，支持现金、储蓄卡等账户记支出、记入账 - 新增快捷余额变动记录，近期变动可追溯本次金额变化 - 新增存单账户入口，适合记录定期存款、银行存款凭证等低频资产 - 新增黄金资产入口，支持按当前市值手动维护黄金资产 - 新增固收理财赎回日展示，理财资产信息更完整 - 新增公积金、医保个人账户、企业年金等资金账户类型 - 资产首页新增排序方式，支持手动排序和按金额排序 - 新增信用账户展示偏好，可选择显示可用额度或当前负债 - 优化账户详情结构，快捷动作、近期变动和静态信息展示更清晰 - 优化信用卡年费信息，支持年费日、减免规则、完成进度和说明展示 - 新增联合会员管理，支持 88VIP、Apple One、京东 Plus 等一次付款关联多个服务期 - 联合会员金额只统计一次，子订阅独立展示到期时间和来源 - 订阅图标搜索新增 Apple One、iCloud+、Apple TV+、Apple Arcade、Apple Fitness+、AppleCare+ 兜底 - 优化示例订阅数据，优酷 VIP、网易云黑胶等使用更准确的 App Store 图标 - 修复新增带初始余额资产后，“较昨日”金额未更新的问题 - 修复 Apple ID 余额保存后图标样式不一致的问题 - 修复设置页深色模式下部分文字、背景和浮层显示不协调的问题 - 优化数据导出导入，支持恢复联合会员服务期、来源快照和相关订阅状态 - 优化金额显示、订阅提醒、本地化文案和页面交互细节

- 全新资产首页视觉，净资产、总资产、总负债更直观 - 新增资产变化摘要，支持查看较昨日、较上周、较上月变化 - 优化资产分组展示，账户、综合账户、信用卡、充值账户等更清晰 - 支持信用卡年费信息、免年费规则、完成进度和状态展示 - 优化综合账户与绑定卡片展示，适合一个银行账户下多张卡的场景 - 新增/完善账户标签、备注、还款日、提醒时间等字段 - 订阅首页升级，展示本月订阅支出、年化支出、即将到期数量 - 新增近期续费时间线，更容易看到接下来要扣费或到期的服务 - 支持显示/隐藏已过期订阅，订阅列表排序和分组更顺手 - 优化金额显示、紧凑金额格式和多语言本地化 - 修复若干账户编辑、信用卡迁移、导出快照和页面交互细节问题

- 信用卡新增独立备注字段，并把旧备注从账单/额度池迁移到卡片上。 - 添加银行卡/信用卡时支持单独填写卡片尾号。 - 优化信用卡/共享额度详情页，拆出「账单信息」「账单设置」。 - 首页资产列表备注展示调整为「类型 · 备注」。

- 修复部分银行新增储蓄卡时账户模式默认值和切换异常。 - 优化信用卡共享额度选择流程，支持在选择页直接新增共享额度。 - 优化新增共享额度弹窗样式，背景颜色与其他弹窗保持一致。 - 优化共享额度未选择时的提示文案。 - 优化银行卡近期变动暂无数据样式。

1. 调整icon比例