Lendnote: Smart Debt Tracker
IOU, Borrow & Money Manager
Free · Designed for iPad. Not verified for macOS.
Track who owes you and what you owe - fast. Smart AI input turns plain text into records in seconds. Smooth, friendly and private. No account, no fuss.
Tired of forgetting who owes you money - or how much you still owe a friend? Lendnote is a simple debt tracker and loan tracker that helps you record every amount you lend and borrow, so no debt ever slips through the cracks.
Whether it's a small loan to a friend or money you borrowed last month, Lendnote keeps your personal finances clear, organized, and always up to date.
KEY FEATURES
SMART AI INPUT
Just type naturally - "Lent John $50 for lunch" - and let AI instantly parse it into a structured transaction. No tedious forms. Review and confirm in one tap.
TRACK LENDING AND BORROWING
Record four transaction types: Lend, Borrow, Collect, and Repay. Every loan becomes a clear debt record you can follow from start to settled.
SMART DASHBOARD
See your net balance at a glance - total money owed to you, total you owe, due-soon reminders, and your most recent transactions, all on one screen.
PARTIAL PAYMENT TRACKING
Collecting or repaying money in installments? Lendnote automatically applies each payment to the oldest debt first and updates the remaining balance for you.
DEBT RECORDS AND STATUS
Monitor every debt through clear stages: Active, Partially Paid, Settled, and Overdue. Progress bars show exactly how much is left.
CONTACT MANAGEMENT
Organize debts by person. Instantly see each contact's net balance, active debt count, and overdue alerts in one place.
DUE-DATE REMINDERS
Set a due date on any loan and get a local notification when repayment time arrives. Never chase a forgotten debt again.
POWERFUL SEARCH AND FILTERS
Find any transaction or debt record fast - search by name or note, filter by type and status, and sort by date or due date.
WHY CHOOSE Lendnote
PRIVATE BY DESIGN
All financial data is stored locally on your device. Your transactions and contacts never leave your phone.
NO ACCOUNT NEEDED
Start tracking debts immediately. No sign-up, no email, no hassle.
FAST AND INTUITIVE
A clean, modern interface designed to log a loan in seconds.
AI THAT SAVES TIME
The smart parser turns everyday language into accurate records, so you spend less time on data entry.
PERFECT FOR
Tracking loans between friends and family
Managing roommate and shared expenses
Remembering small IOUs that add up
Anyone who wants a clear money lending app without spreadsheets
Stop relying on memory and messy notes. Download Lendnote today and take control of every loan you give and every debt you owe - the simple, private debt tracker that keeps your money organized.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Smoother experience, faster screens, and a few bug fixes. Thanks for using Lendnote!
The developer, Nam Truong Phuong, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nam Truong Phuong
- Size
- 51.1 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
User-Generated Content
- Copyright
- © 2026 Truong Phuong Nam