- Track a card's close date in your wallet and keep closed-card history organized - More accurate statement-credit periods, anniversary eligibility, and annual-fee recovery totals - Improved card recommendations and benefit valuations - Added and corrected authentic card artwork with more consistent sizing

- New: a standing Chase 5/24 status right in your wallet - New: "expiring soon" alerts for credits about to reset unused - Adding a card now asks for its open date, so 5/24 checks and anniversary credits work automatically - Search now understands categories and partners — try "hotel", "united", or "dining" - Fixed search returning no results for multi-word queries like "chase marriott" - Better VoiceOver support throughout

- New guided tour walks you through the app the first time you open it — replay it anytime from Settings - Free-night awards and companion certificates now count toward earning your annual fee back, with an estimated value you can adjust - Refreshed several cards' welcome offers and fixed card images that weren't showing

- Record how much of a credit you actually used — draw a $300 semiannual credit down $180 now and $120 later - Free night awards and companion certificates finally count: enter what the redemption was worth to you - Before you apply, see whether a card's welcome bonus is still available to you based on the cards in your wallet — Chase 5/24, Amex once-per-lifetime, Citi, Capital One, Bank of America, Barclays and more - Credits that renew on your account anniversary now reset on your date, not January 1 - New home screen widget for credits expiring soon - Your wallet and credit usage now sync across your devices with iCloud - VoiceOver support in the credits tracker

- Smarter annual-fee math: only benefits that need no extra spending count toward earning your fee back - Spend-gated offers, usage-based perks, and insurance are labeled "Not counted toward fee" - See each card's payback status — "Fee earned back" or the amount still to go — in My Wallet and the Credits tracker - Refreshed benefit details for several cards

- Added more credit cards and refreshed card benefit details - Improved search so card-name searches return more relevant results - Fixed wallet and credit tracking calculations - More accurate "Which Card to Use" estimates for hotel and airline point cards - Fixed annual fee reminders on the day the fee is due - Improved stability when loading card updates and news - Improved the bottom tab layout across small, standard, and large iPhone screens - Updated privacy wording and removed tracking-related flows