RAPTrack
Student Loan RAP Tracker
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Moving from SAVE to RAP? Estimate your new payment and track every qualifying payment toward forgiveness.
If you're a federal student loan borrower moving from SAVE to the new Repayment Assistance Plan (RAP) on July 1, 2026, RAPTrack helps you understand your new payment and keep your forgiveness on track.
The payment counter disappeared from StudentAid.gov — RAPTrack gives you your own.
WHAT YOU CAN DO
- Estimate your monthly RAP payment from your income, family size, and balance using the published income bands
- Log every qualifying payment and watch your progress toward forgiveness
- See how many payments remain and your projected forgiveness date
- Never miss an income-recertification deadline
RAPTRACK PRO
- Projected forgiveness date and balance payoff outlook
- 25 / 50 / 75 / 100% milestone timeline
- Income-recertification reminders
- CSV + PDF export for your records
- Removes ads
NO ACCOUNT, NO BANK SYNC
Everything stays on your device. Enter your figures manually — RAPTrack never asks for a login.
Free users can preview Pro by watching a short ad. RAPTrack shows non-personalized ads only and never tracks you.
IMPORTANT: RAPTrack is an independent educational tool. It is not affiliated with, endorsed by, or connected to the U.S. Department of Education, Federal Student Aid, or any loan servicer. All payment and forgiveness figures are estimates based on the numbers you enter. Always confirm your official payment, payment count, and deadlines with your servicer or at StudentAid.gov.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Christian Pedersen, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Christian Pedersen
- Size
- 4.5 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- RAPTrack Lifetime $4.99
- Copyright
- © 2026 Christian Pedersen