Debt & IOU Tracker: Borc
Who Owes Me & Loan Tracker
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease.
Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion.
FEATURES
• Per-person debts and loans with automatic net balance
• Partial payments and payment history
• Installment plans: down payment plus 2-36 installments
• Due dates, per-entry payment reminders and a weekly summary notification
• Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total
• Books: Personal, Family and Business books are ready to use
• Payment method: cash, card, bank transfer, cheque, promissory note
• Collection Center: today, next 7 days, next 30 days and overdue entries on one screen
• Export the whole ledger as CSV/Excel
• Share a balance via WhatsApp, pick people from Contacts
• App lock with Face ID / Touch ID
• Home Screen and Lock Screen widgets
• iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device
PREMIUM
• Unlimited entries and installment plans (the free version holds 10 entries)
• PDF account statement and per-person CSV/Excel
• Attach receipt and transfer photos
• Personal SMS / WhatsApp reminder messages
• 30-day due-date flow, overdue aging and period report in the Collection Center
• Create your own books (Shop, Roommates...)
• Monthly recurring entries: rent, fees and allowance are added automatically
Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase.
PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only.
Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew.
Support: dijitalpilot.com
TERMS AND PRIVACY
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://dijitalpilot.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
My payment details: add your IBAN and name in Settings. When someone owes you, the IBAN and the exact amount are added to the WhatsApp reminder and the PDF statement automatically, and you can copy the IBAN with one tap on the person's page. Premium: create a PDF receipt for every payment and share it on WhatsApp. The PDF statement now lists payments as separate lines with a running balance column. Minor fixes and improvements.
The developer, DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI
- Size
- 18.2 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 9 more
- English, Arabic, French, German, Japanese, Portuguese, Russian, Simplified Chinese, Spanish, Turkish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Lifetime Premium $39.99
- Yearly Premium $39.99
- Monthly Premium $19.99
- Weekly Premium $9.99
- Copyright
- © 2026 Dijital Pilot