Loanest 2.1 adds Follow-up Plan in Stats. - New person-by-person action list ranked by overdue status, days out, due-soon timing, and outstanding balances - New next-action labels for follow up, review balance, schedule return, or wait - New tested pure planner for follow-up ranking - Updated App Store metadata and screenshots for the current feature set

This update sharpens the interface: the iPad layout now uses a centered, comfortable reading width instead of stretching edge to edge, plus small display fixes. iPhone is unchanged.

Loanest 2.0 — a pro upgrade for getting your money (and stuff) back, still private and 100% offline. • Overdue aging dashboard: Current / 1–30 / 31–60 / 61–90 / 90+ buckets so you see what's slipping. • Debt simplification: the fewest payments to settle everyone up, conserving every cent. • Manual multi-currency: set a fixed rate per loan (never fetched) and see net balances in your home currency. • Compound-interest option with a "payoff today" line. • Settle-up flow with payment-method tags (cash, transfer, and more) right from each balance. • Tone-selectable nudges (gentle, friendly, firm). • Per-person statement export as text or a branded PDF — the offline way to show someone what they owe. No account, no network, no money movement — everything stays on your device.

Introducing the Settlement Ledger — track partial repayments with a live outstanding-balance progress bar, optional simple interest, and a one-tap net settle-up across everyone you lend to. Every figure rounds to the cent, with a reminder-hour setting, CSV export, and a full accessibility pass.

Loanest 1.3 — PDF loan cards, activity timeline, persistent daily routine. Share as PDF — tap "Share as PDF" on any loan detail to get a clean one-page loan card: item, person, all dates, status, notes, and the full activity log. Share via Messages, Mail, or AirDrop. Useful as a plain-English IOU receipt. Fully offline. Activity Timeline — every loan now keeps a chronological log of what happened to it: when it was recorded, when a due date was added or changed, when it was marked returned, and when it was re-opened. Visible on the detail screen and included in the PDF. Persistent Daily Routine — the Payback Board's daily habit checklist now remembers your progress through the day and resets automatically each morning, so you never start the day with stale checks.

Loanest 1.2 — Search, smarter Payback Board, People summary, CSV export. Search — find any loan by item, person, or notes instantly from either list. Payback Board — the Pro tab is now a live risk board connected to your real open loans. Each loan is scored 0–100 by days out, overdue status, and money amount, then ranked by urgency. Tap the message icon to send a nudge directly from the board. People summary — Stats now shows all your open loans grouped by person, so you see at a glance who has what and what you owe back. CSV export — share your full loan history as a spreadsheet from the Stats tab. Opens in Numbers, Excel, or any spreadsheet app.

Loanest 1.1 adds Pro Payback Board: - New interactive Pro tool with sliders, options, instant results, and a shareable summary. - Guided Pro Routine checklist tailored to the app's core workflow. - Bundled offline Pro Reference Pack with high-resolution visual guide pages that support the tool. - Research-backed prompts and checklists tailored to the app's core job.