FloatCard: Earn Card Interest
Earn interest on your spending
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Use your card's interest-free days to earn money market returns. Free days = free money.
Your credit card already gives you an interest-free period. FloatCard helps you stretch it to the maximum — and by giving you the opportunity to keep your money in a money market fund during that time, it helps you earn interest every month.
How it works?
Spend right after your statement closes, keep your money invested until the due date. That's typically 30–40 days. FloatCard tells you which card to use and when — you handle the rest.
THE MATH
By keeping your monthly spending in a money market fund for 30–40 days, you can generate extra income every single month. The app calculates and shows your potential earnings.
WHAT IT DOES
Add your credit cards with statement and due dates
Shows you instantly which card to use today
Sends reminders on card switch days and before due dates
Reports your monthly interest earnings
Home screen widget — track everything without opening the app
PRIVACY FIRST
All data stays on your device only. No account, no cloud, no server. None of your financial information is ever shared with us.
WHO IS IT FOR?
Designed for anyone who holds multiple credit cards, uses money market funds or similar investment vehicles, and wants to manage cash flow intentionally.
IMPORTANT
This system and the estimated earnings shown are only valid for users who pay their credit card statement balance in full each month. It is not suitable for those who make minimum or partial payments, and the projected earnings will not reflect reality in those cases.
Credit card interest period, interest-free credit, money market fund returns, cash management, credit card tracker, payment due date reminder.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://elolabs.app/floatcard/privacy/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, SERKAN VARNALIER, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- SERKAN VARNALIER
- Size
- 35.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- FloatCard Pro Lifetime $19.99
- FloatCard Pro Yearly $5.99
- Copyright
- © 2026 EloLabs