Cushion: safe to spend
Daily safe-to-spend number
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Paste your bank statement and the bills fill themselves in, one confirmation at a time. A spend takes a single tap, and the number moves the moment you enter it.
Cushion answers one question, once a day: how much is safe to spend right now?
It surfaces the answer as a single calm sentence — "You have $312 safe to spend until June 14." — and nothing else competes with that number for attention. Everything in Cushion exists to make that number trustworthy.
No bank login. No Plaid. No account. No cloud. The number is deterministic arithmetic computed entirely on your iPhone: your account balances, minus bills due before your next payday, minus a safety buffer you set. You can verify it by hand.
Apple's on-device Foundation Models phrases the calm sentence and reads pasted transaction lists — it never computes the number and never gives advice. Cushion is a personal money-awareness tracker, not financial advice and not a regulated financial service.
WHAT CUSHION DOES
- Computes your safe-to-spend figure in under 150ms, instantly on every edit
- Phrases it as one calm plain-language sentence — "About $26/day. You're comfortably ahead."
- Lets you log a spend in one tap; the number updates immediately
- Parses pasted bank statement excerpts into structured bill entries you confirm
- Shows a quiet cycle trend so you can see where the pay period is going
- Runs fully offline — no Wi-Fi needed except StoreKit for subscriptions
WHAT CUSHION DOES NOT DO
- Link to your bank or ask for credentials — ever
- Send any data off your iPhone (zero outbound traffic except StoreKit)
- Give financial advice or tell you what to do with money
- Gamify your finances with streaks, badges, or shame zones
- Use cloud AI — all processing is Apple on-device
PRIVACY
Everything stays on your iPhone. Cushion collects no data. App Privacy: Data Not Collected, Tracking No. Zero third-party analytics. No account, no sign-in, no server.
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SUBSCRIPTION TERMS
Cushion Premium is an auto-renew subscription. Annual plan: $99.99/year after 7-day free trial. Weekly plan: $7.99/week, no trial. Lifetime access: $149.99 one-time purchase. Payment is charged to your Apple ID at confirmation. Subscription renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Your first payment is not charged during the free trial.
Privacy Policy: https://hadgerapps.github.io/cushion/privacy/
Terms of Use: https://hadgerapps.github.io/cushion/terms/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
A calmer, clearer Cushion.
• Your recent spends now sit quietly beneath your safe-to-spend number, so the home screen always feels grounded.
• The upgrade screen reads more clearly — every plan, including the one-time Lifetime option, stays fully legible at any text size.
• A more considered, single-accent look across the app, with a calmer Settings screen.
• As always, everything stays on your iPhone — no account, no bank login, no tracking.
The developer, Vassiliy Shmigirilov, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Vassiliy Shmigirilov
- Size
- 1.3 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Cushion Lifetime $149.99
- Cushion Weekly $7.99
- Cushion Annual $99.99
- Copyright
- © 2026 Hadger
