LoanGrid: Loan Money Tracker
Debt payoff, budget, expenses
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Track your spending and stay on top of every loan — see exactly when each one is paid off. Free to start, no account, your data stays private on your device.
LoanGrid is a simple way to see your money: where your spending goes and how your loans are getting paid off.
Log your everyday spending, keep an eye on your loans, and understand how you're really doing — all in one app. No sign-up, no accounts: your data stays on your device and syncs privately through your own iCloud.
YOUR SPENDING
• Add income and expenses in seconds
• Automatic category breakdowns and monthly charts
• Month-by-month history
• Attach receipt photos
YOUR LOANS
• Add each loan: balance, interest rate, monthly payment
• See an estimated payoff date for each one
• Compare Snowball vs Avalanche strategies to see which costs less
• "What if I pay extra?" simulator shows how extra payments move your payoff date
YOUR FINANCIAL HEALTH
• A clear 0–100 score based on savings, payment load, and emergency fund
• Detailed breakdown with tips to improve
• Goals and money challenges
• Short articles for better habits
PRIVATE BY DESIGN
• No account, and we never see your finances
• Data lives on your device and your private iCloud
• Lock the app with Face ID
• Works in your currency (USD, EUR, GBP, UAH, CAD, AUD, PLN and more)
• English, Spanish and Ukrainian
• Light and dark mode
FREE & PRO
LoanGrid is free and supported by ads. Upgrade to Pro to remove ads and unlock everything:
• Unlimited loans, goals and expense entries
• Snowball & Avalanche calculators
• Detailed health score breakdown
• PDF reports (month & year) and CSV export
• Receipt photos
Pro is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID and renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in Settings.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Recurring transactions — mark an entry as weekly, monthly, or yearly and it's added automatically.
• Loan payment reminders — a heads-up a few days before each payment is due (turn on in Settings).
• Performance improvements and small fixes.
The developer, Viktoriia Grankina, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Location
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Viktoriia Grankina
- Size
- 17.6 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 2 more
- English, Spanish, Ukrainian
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- LoanGrid Pro Annually $17.99
- LoanGrid Pro Monthly $1.99
- Copyright
- © 2026 Viktoriia Grankina