Plan your month with a clearer Home, Safe to Spend, and Cash Flow Horizon, plus Moments stories and smarter Autopilot briefs. New • Moments stories and Your Week money digests you can skim in seconds • Cash Flow Horizon forecasts dips and bills before payday • Circles for private group expense splitting • Money Flow Sankey to see where income actually goes • Payday-aware Safe to Spend so your allowance matches real pay cycles • Autopilot briefing with budget warnings and one-tap next steps Improved • Home, Plan, and Insights rebuilt around text-first insight widgets • Plan Now, Recurring, and Future views for budgets, subscriptions, and goals • Dark mode polish across the core money screens • On-device voice replies use Apple speech synthesis Fixed • Contact picker no longer dismisses while adding a shared expense • Circle expense saves no longer duplicate after a flaky CloudKit response

Reconnect your bank without duplicate accounts, redeem offer codes in-app, and mark transfers during review so spending totals stay accurate. New • Redeem Apple offer codes from Settings and during onboarding Improved • Onboarding supports multiple goals, tracking habits, and pain points • Restore purchases and redeem codes on the bank setup step • Credit card payments and other transfers pair across longer posting gaps • Unusual spending insights show the comparison window Fixed • Reconnecting a bank no longer duplicates accounts or transactions • Paid-off credit cards no longer inflate net worth with your credit limit • Swipe to dismiss the review inbox banner