Cashflow: Forecast & Budget

See where your money is headed

Free · In‑App Purchases

Forecast your money day by day, test what-if scenarios, catch low balances before they hit — all private, all on your device, synced through your own iCloud. Cashflow is a calm, private way to see your money today — and forecast exactly where it's headed. Most finance apps want to log into your bank. Cashflow doesn't. You enter your accounts and recurring money yourself, so there's no aggregation service and no breach surface. Your data lives on your device and syncs privately through your own iCloud — never to our servers, because we don't have any. SEE THE FULL PICTURE • Overview — every account across banks and currencies, rolled into one clear total. • Accounts — per-account balances with a simple by-bank breakdown. • Forecast — Cashflow carries your recurring income and spending forward so you can see where you'll land, day by day. • History — a fast, searchable log of everything that's moved. PLAN WITH CONFIDENCE • What-if scenarios — test a raise, a move, or a big purchase before you commit. • Debt payoff — see how fast you'll be free and what it costs you. • FIRE & savings goals — track progress toward financial independence. • Plan & Cut costs — spot subscriptions and recurring spend you can trim. • Heads-up alerts — get a warning before a low balance or a big bill lands. STAYS WITH YOU EVERYWHERE • Home Screen and Lock Screen widgets for your total and next bills. • Siri Shortcuts to check your balance or log activity hands-free. • Notifications and reminders to keep things current. • Private iCloud sync across your iPhone and iPad. • 5 free themes, plus Light and dark mode and a Face ID / passcode lock. CASHFLOW PRO Go further with Cashflow Pro — an optional monthly or annual subscription that unlocks deeper forecasting, advanced planning views, reports, and export. PRIVATE BY DESIGN No account to create. No tracking, ads, or analytics. Your financial data is computed on your device and synced only through your personal iCloud. Cashflow has no servers and collects nothing. A NOTE ON PLANNING Forecasts, tax, and FIRE figures are estimates to help you plan — not financial or tax advice. Always confirm important numbers with a qualified professional. ——— Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nettaker.io/cashflow/privacy

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

The developer, JONATHAN BERNARD PACE, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    For more information, visit the developer’s accessibility website .

    Information

    Seller
    • JONATHAN BERNARD PACE
    Size
    • 5.4 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    • Cashflow Pro (Annual) $39.99
    • Cashflow Pro (Monthly) $3.99
    • Learn More
    Copyright
    • © 2026 thepace
  • Developer Website
  • Privacy Policy

    • More by JONATHAN BERNARD PACE