ChatWallet ChipChat
Everyone chips in, in chat
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
ChipChat keeps your group in sync: send announcements, nudge members to pay, real-time alerts the moment money lands. Collect, fundraise, and shop together—effortlessly.
The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place.
Money lives where you chat.
ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live.
No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap.
Why groups love ChipChat
Collect & pay without leaving the chat
Live campaign cards appear right in the conversation. Tap once to pay your share — done.
Split any bill in seconds
Add the tip, divide by the group, and send a payment request. No mental math required.
Never chase a friend again
One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet.
Watch the money roll in, live
A real-time pulse shows every contribution the moment it lands. Momentum everyone can see.
Hit the goal together
Watch the bar fill and celebrate the moment your group is fully funded.
Reward your most reliable members
Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond.
Built for the way groups actually talk.
Works for roommates, trips, teams, clubs, families, and any crew that pools money together.
Just ChipChat it.
The easiest way for any group to handle money together. Free to start.
Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS
Ratings & Reviews
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The developer, Algorithm, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Algorithm, LLC
- Size
- 37 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Messaging and Chat
- Copyright
- © 2026 Algorithm, LLC