Lumi – Smart Budget Planner
Expense & Budget Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
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Meet Lumi — the AI-powered finance companion that helps you spend smarter, save faster, and actually understand your money.
Lumi combines effortless expense tracking with a built-in Gemini AI coach that knows your numbers and gives you personalised, actionable advice — not generic tips.
SMART BUDGETING
- Set monthly budgets per category and get alerts before you overstep
- Set an overall monthly spending cap based on your income
- Recurring expenses logged automatically — never miss a bill
- Subscription tracker to catch charges you forgot about
AI THAT KNOWS YOUR FINANCES
- Lumi Coach: chat with a Gemini-powered financial advisor about your
actual spending data — not a generic chatbot
- Smart Insights: AI-generated spending score, 6-month trend, category
breakdown, and personalised saving tips refreshed every session
- Scan a receipt and Lumi fills in the amount, category, and date
automatically
SAVINGS GOALS THAT WORK
- Create goals (Travel, Home, Tech…) with a target amount and monthly
saving plan
- Lumi auto-allocates your monthly contributions when income is logged
- See your ETA and get alerted when you're behind — or when you arrive
FULL FINANCIAL PICTURE
- Track income and expenses in one clean timeline
- Monthly comparison: this month vs last month at a glance
- Net balance, savings rate, and forecast for month-end spend
- Budget alerts sent as push notifications at your chosen threshold
DESIGNED FOR REAL LIFE
- Clean, fast interface — add a transaction in under 5 seconds
- No account required — your data stays on your device
- Supports 10 currencies: USD, EUR, GBP, JPY, AUD, CAD + more
SUBSCRIPTION DETAILS
Payment will be charged to your App Store account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your App Store account settings.
Privacy Policy:
https://sites.google.com/view/lumi-budget-tracker/privacy
https://sites.google.com/view/lumi-budget-tracker/terms
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
This version includes a few bug fixes to improve overall user experience
The developer, Kello Solutions SIA, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kello Solutions SIA
- Size
- 36 MB
- Category
- Business
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Yearly Lumi $49.99
- Weekly Lumi $6.99
- Copyright
- © INTS GRAVERIS
