Credit cards, done properly. Add a card with its limit, closing day and payment due day. Talin tracks what you owe, what each statement comes to, and when it has to be paid. A charge is held back from your safe-to-spend the moment it happens — so spending on a card can never make you look richer than you are. Buying in installments. Add a purchase as monthly installments and it behaves like a bill that expires: each month costs you its own share, and never a penny before. Income you tick off. Mark income as received with the amount that actually arrived, not the amount you expected. And file it under a real source — wages, rent received, a side hustle, someone paying you back — so you can finally see where your money comes from. Plus a long list of fixes to how money is entered and shown, including amounts typed the Brazilian way.

Thanks for the notes since launch — most of this update came straight from them. NEW • Expected monthly income. If you're paid weekly, freelance, or invoice customers, set what you expect the month to bring in and Talin tracks it against what has actually landed. It's a target, so it never inflates your safe-to-spend. • Pick your currency on the very first screen, not just in Settings. FIXED • "Explore with demo data" now always does something — it either loads the sample setup or tells you why it can't, instead of quietly doing nothing. • Deleting an account now moves its bills across with its transactions, so payments can't go missing. • Imported CSV dates land on the right day outside Europe. Statements no longer shift a day earlier, and month-end rows stay in the right month. • "Hide balances" now hides every amount, not just the big ones. • Widgets speak Portuguese. • Price alerts actually arrive. • Faster, steadier scrolling, and a Privacy Policy link inside the app.