Owe to Pay

You owe, you pay.

$1.99 · Designed for iPad. Not verified for macOS.

Split group bills, track who owes whom, and settle up in one tap. Simplified debts, recurring rent, multi-currency support, and receipt scanning built in Owe to Pay makes shared expenses simple. Split bills with roommates, travel groups, or friends—and always know exactly who owes what. CREATE GROUPS Organize expenses by trip, household, or any shared context. Invite friends and keep everyone on the same page. SPLIT YOUR WAY Split equally, by exact amounts, percentages, or shares. Add one-off expenses or scan a receipt to get started faster. SEE BALANCES AT A GLANCE Your home screen shows what you owe and what you’re owed across all groups. Tap any balance to see the full breakdown. SIMPLIFIED DEBTS We reduce complicated webs of IOUs into the fewest payments needed—so settling up is actually simple. SETTLE UP IN ONE TAP Record when a debt is paid and keep your balances accurate without awkward follow-ups. RECURRING EXPENSES Set rent, subscriptions, and monthly bills once. Owe to Pay tracks them automatically. MULTI-CURRENCY Log expenses in any currency. Balances display in your chosen currency with conversion built in. ACTIVITY HISTORY Every expense and settlement is logged so your group has a transparent, shared record. SIGN IN SECURELY Use Sign in with Apple or Google to get started in seconds. Whether you’re splitting dinner, tracking trip costs, or managing household bills, Owe to Pay keeps shared money fair and clear. Questions or feedback? Visit owetopay.com

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

Bug Fixes. Widget scan-on-pay feature is available now. Tap on home screen without opening the app and navigating through. Group summary available on widget now.

Version 1.0.1

The developer, Hanxiang Wong, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • User Content
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Hanxiang Wong
Size
  • 56.2 MB
Category
  • Lifestyle
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © Wong Han Xixnag
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.