EchoMoney: Business Payments

Collections, Transfers & Bills

Free · Designed for iPad. Not verified for macOS.

EchoMoney is a business-grade payments platform built for Nigerian small and medium enterprises. Manage every naira that flows through your business. EchoMoney is a business-grade payments platform built for Nigerian small and medium enterprises. Manage every naira that flows through your business — from customer collections to vendor transfers and utility bills — all in one secure app. KEY FEATURES Collections & Virtual Accounts Receive payments from customers through dedicated virtual account numbers. Every inflow is tracked, reconciled, and reflected in your wallet in real time. Bank Transfers Send money to any Nigerian bank account instantly. Name enquiry confirms the recipient before you approve. Full transfer history always at your fingertips. Bill Payments Pay for airtime, data bundles, electricity (IKEDC, EKEDC, AEDC, IBEDC & more), and cable TV (DSTV, GOtv, Startimes) without leaving the app. Bulk payments supported for business use cases. Wallet & Transaction History A unified wallet balance with a filterable ledger of every debit and credit. Export statements for accounting and reconciliation. KYC-Verified Accounts Every EchoMoney account is BVN- or NIN-verified at signup. Businesses are reviewed and approved before access is granted — ensuring a trusted network of verified merchants. Secure by Design 4-digit transaction PIN required for every transfer and payment. PIN is encrypted end-to-end and never stored in plaintext. Business Dashboard Real-time balance, recent activity feed, and quick-action shortcuts optimised for fast, repetitive business transactions. WHO IS ECHOMONEY FOR? EchoMoney is designed for Nigerian SMEs — retailers, wholesalers, logistics operators, service businesses, and online merchants — that need a reliable, affordable alternative to traditional business banking. SECURITY & COMPLIANCE All accounts are KYC-verified via government-issued BVN or NIN. Data is encrypted in transit and at rest. Transactions require biometric or PIN authorisation

Ratings & Reviews

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The developer, ECHO SYSTEMS NETWORK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
ECHO SYSTEMS NETWORK LIMITED
Size
22.8 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
  • iPhone
    Requires iOS 13.0 or later.
  • iPad
    Requires iPadOS 13.0 or later.
  • iPod touch
    Requires iOS 13.0 or later.
  • Mac
    Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
Copyright
© Echo Systems Network Ltd
  • Developer Website
  • Privacy Policy

    • More by ECHO SYSTEMS NETWORK LIMITED

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