Payment tracking is now safer and more flexible: • Lock the app with Face ID, Touch ID, or your device passcode. • Hide amounts with the eye button on the Home screen. • With Premium, set a custom reminder day and time for each payment and enable daily reminders until paid. • Overdue reminders are now more reliable, especially across month boundaries. This update also includes minor improvements.

Payment Calendar is now available in German, French, Spanish, Italian, Brazilian Portuguese, and Japanese. Currency formatting, dates, and sample content now adapt to the selected language. We also fixed minor issues.

``` Two features requested by you are now available: • Payment notes — Add short notes such as “Receipt sent” or “Installment postponed” to your payments. • Overdue reminders — Optionally receive daily reminders for 1–7 days after a payment is due. Reminders stop automatically when you mark the payment as completed. We also improved notification scheduling and fixed minor issues. ```

Income and credit card tracking got clearer, thanks to your feedback: • Income in the calendar — Your income now shows in the calendar too; tap a day to edit that month's amount easily. (Income and payments stay separate — not a budget app.) • Each month's own amount — Credit card statements and recurring income are per-month; they reset at the start of a new month, and you enter the current amount. Last month's figure doesn't carry over. • Income tracking — Add regular income like your salary, or one-off income. • One-time payments — Add one-off expenses with their exact date; they don't repeat. • Credit card planning — Enter this month's and upcoming statements as you learn them; linked installments show automatically. We also fixed an issue with editing income. Calm and honest, as always!

"What's New": This update brings three features you asked for: • Income tracking — Add regular income like your salary, or one-off income, and see this month's total at a glance. (Not a budget app — income and payments stay separate and simple.) • One-time payments — Add one-off expenses with their exact date; they don't repeat. • Credit card planning — Enter upcoming months' statements manually as you learn them; linked installments already show automatically. Calm and honest, as always. Happy planning!