Kontto: Personal Finance

Track spending and cards

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Kontto is the personal finance app where your data stays on your phone — no cloud, no login, no cross-app tracking. See where your money is going, 100% offline. Your financial data never leaves your device — only what you choose to export. — KEY FEATURES — • Accounts and cards: balance, limit, statement close and due date for every card, no surprises. • Fast entries: income, expenses, transfers and installments organized by category, date and account. • Monthly analysis: income, expenses and your balance at a glance, with spending by category. • Budgets and goals: set limits per category and track your savings goals. • Receipt scanning (OCR): snap a photo and Kontto reads the amount, date and category. • AI financial health: optional analysis of your strengths and what to improve (bring your own key — BYOK). • Backup when YOU want: manual JSON export and import, encrypted. It only leaves your device when you export it. • Security: PIN and biometric lock. — PRIVACY FIRST — No sign-up. No login. No cloud. No ads. No cross-app tracking. Your financial data stays on your device only. — WHO IT'S FOR — For anyone who wants to get their money in order without handing their financial life to a server. Simple enough for everyday use, complete enough if you take it seriously. Download for free and start today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kontto.com.br/privacidade

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Loans are now a contract type of their own, right next to financings — same screen, with the right wording for each. Two things that were missing for anyone paying off a loan: Partial payment. Paid less than the installment? The amount you paid is recorded on its own and the installment stays open with the rest — before, the remainder quietly disappeared from your cash flow. Interest and late fees. Add the extra charges on an overdue installment without changing the contract amount: clear the field and everything goes back to normal. The PDF report now lists partial payments too. Also in this version: the date you're asked for when creating a contract is now clear ("Next installment due date"), we fixed a crash when opening the welcome offer, transferring from the accounts list now opens with the account already picked, and syncing between devices carries new fields again. Thanks for using Kontto!

The developer, Laysson Enderson De Novaes Souza, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Financial Info
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Laysson Enderson De Novaes Souza
Size
  • 65.7 MB
Category
  • Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English and Portuguese
Age Rating
4+
In-App Purchases
Yes
  • Kontto Pro Vitalício $22.99
  • Kontto Pro Anual $11.99
  • Kontto Pro Mensal $1.99
Copyright
  • © 2026 Laysson Enderson De Novaes Souza