Cost AI - Expense Tracker
Find Where Your Money Goes
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Cost AI
Find where your money really goes.
Most people don’t overspend on big purchases. They lose money through small, recurring decisions that add up over time. Cost AI is an AI-powered expense tracker, budget tracker, and personal finance app that helps you uncover hidden spending patterns, understand your financial habits, and make smarter financial decisions.
Whether you’re trying to save more, manage your budget, track expenses, or simply understand your finances better, Cost AI turns everyday spending into actionable AI-powered insights.
Key Features
Discover Hidden Spending Patterns
Identify recurring purchases, subscriptions, unnoticed habits, and spending behaviors that may be costing more than you realize.
AI-Powered Financial Insights
Analyze your spending activity with AI and discover trends, patterns, and opportunities to improve your financial habits.
Expense & Budget Tracking
Track your expenses, monitor your budget, and understand where your money goes across different spending categories.
Receipt Scanner
Scan receipts to organize your expenses and gain deeper insights into your spending history.
Understand Your Money
Get a clearer picture of your financial behavior and make informed decisions with personalized spending analysis.
Build Better Money Habits
Track your progress over time and develop healthier spending habits with AI-powered recommendations.
Smart Spending Awareness
Small purchases often have the biggest long-term impact. Cost AI helps you recognize hidden costs that might otherwise go unnoticed.
Why Cost AI?
Many budgeting apps focus only on tracking numbers. Cost AI goes further by helping you understand the behavior behind your spending.
By combining expense tracking, receipt scanning, spending analysis, and artificial intelligence, Cost AI helps you identify opportunities to save money without sacrificing the things that matter most.
Perfect For
• Expense tracking
• Budget planning
• Budget tracker
• Personal finance management
• Money management
• Receipt scanning
• Spending habit analysis
• Subscription tracking
• Cost awareness
• Financial goal setting
• Money-saving insights
• Everyday budgeting
• Smarter purchasing decisions
Start Understanding Your Spending Today
Download Cost AI and discover the patterns behind your expenses. Scan receipts, track your spending, uncover hidden costs, and take control of your financial future with AI-powered financial insights.
Cost AI Pro is an optional subscription that increases the monthly product scan limit from 10 scans to 30 scans.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
What’s New in This Version
* Improved performance and stability
* Enhancements to AI-powered receipt and expense analysis
* Bug fixes and minor user interface improvements
* Faster processing and an overall smoother experience
The developer, Neo Schulz, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Neo Schulz
- Size
- 6.3 MB
- Category
- Finance
- Compatibility
Requires iOS 26.5 or later.
- iPhone
Requires iOS 26.5 or later. - iPad
Requires iPadOS 26.5 or later. - Mac
Requires macOS 26.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.5 or later.
- iPhone
- Languages
- English and German
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
- In-App Purchases
Yes
- Cost AI Pro Monthly $4.99
- Cost AI Pro Yearly $39.99
- Copyright
- © 2026 Neo Schulz