Optimal Financial

Wealth governance, one view

Free · Designed for iPad. Not verified for macOS.

Your financial picture in one place — every account, holding, and structure — scored for governance, not just balance. Built for serious investors and family offices. Institutional wealth governance. Without the institution. Optimal Financial brings family-office-grade oversight to anyone serious about their wealth — whether you're managing $50K or $50M. See every account, holding, and entity in one governed view, and understand not just what you own, but how well it's structured. ONE VIEW OF EVERYTHING Bring 100+ banks and brokerages into a single dashboard — equities, cash, fixed income, alternatives, and digital assets, in any currency. No more spreadsheets, no more logging into ten portals. A GOVERNANCE SCORE, NOT JUST A BALANCE Most apps show you a number. Optimal Financial shows you a verdict. Your Governance Score rates your wealth across the dimensions that actually matter — concentration risk, investment policy, structure, and more — so you can see where you're exposed and what to fix. It's the discipline an institution applies to its capital, applied to yours. BUILT-IN COMPLIANCE OVERSIGHT Track FATCA and CRS exposure, beneficiary structures, and trust arrangements in the same place you track your portfolio. For families and advisors carrying cross-border reporting obligations, the governance and the compliance picture finally live together. AI-POWERED INSIGHTS Ask plain-language questions about your portfolio and get answers grounded in your own data — your concentration, your gaps, your structure. Insight, not generic tips. BUILT FOR THOSE WHO TAKE STEWARDSHIP SERIOUSLY - Serious individual investors who want institutional rigour - Family offices managing multiple households - Trust companies, IFAs, and advisors who need oversight, not just aggregation PRIVATE BY DESIGN Your data is hosted in a non-US jurisdiction on Canada-based infrastructure, with bank-level encryption. Governance shouldn't cost you your privacy. Your wealth. One view. Fully governed.

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The developer, OptimalFinancial LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Contact Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • OptimalFinancial LLC
Size
  • 43.2 MB
Category
  • Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © 2026 OptimalFinancial, LLC
  • Developer Website
  • Privacy Policy