Simpler, with no budgeting needed. • Find my snowball is now two answers per subscription: Keep, or I cancelled it. What you cancel adds up on its own tab • The budget and savings-goal cards stay out of the way until you want them. Both are under + on the Money tab • Tapped "Not now" on reminders? You still get one quiet nudge to come back to your date. No pop-up, no sound, and you can turn it off • Choosing your debts: both buttons stay on screen, so "I don't have debt" is never cut off • Clearer wording when your debt-free month is revealed

A cleaner Snowballer, and your date comes first. • See your debt-free month before anything else — type one rough number, even if you plan to link your bank • Linking your bank after an estimate? Snowballer asks before replacing it, so nothing is counted twice • A calmer look: new icons, a simpler Money screen, and the date front and center • Bank data refreshes sooner after your bank posts new activity • Fixes for small phones and larger tap targets throughout

After the quick quiz, one number is all it takes: type a balance and see the month you're debt-free. Rate and minimum are estimated and marked — set the real ones from your statement whenever you like. Logging a payment now shows you what you're paying against. - The payment box tells you what's left on that debt, and how much you've paid off so far - Switch it to any other debt without closing it — real life pays out of order, and a windfall doesn't always land on the one the plan picked - Every debt has its own progress bar, so you can see how far each one has come; cleared debts show as finished - Payments this month moved below your debts, so the order you're attacking them in is the first thing you see

Opening Snowballer is one continuous screen now - the privacy screen that hides your balances in the app switcher used to flash a different background on the way in. Setting up is clearer too - At the end you now choose how to add your debts: connect your bank with Plaid and we read the balances, rates and minimum payments for you, or type them in yourself - either way the date and the plan are free - The question about extra money each month is written in plain words - A snowball at the top grows as you answer, so you can see how far through you are - Headlines fit your screen properly instead of breaking in odd places

Lock Snowballer behind Face ID. Turn it on in Account and your debts stay private if someone else picks up your phone — and your balances no longer show in the app switcher. Also in this update • Reminders no longer put a debt's name or payment amount on your lock screen • Find my snowball lists subscriptions only, and you can hide anything that isn't one • The Payoff tab shows how many days are left and what your debts cost you each day • After your first plan, a better-timed prompt to turn reminders on • Signing out now clears reminders left on the phone

Share your progress. Tap "Share your progress" on the Payoff tab — or "Share this" when a debt hits zero — for a card with your debt-free month, percent paid and the day of your journey. One switch hides every dollar amount, and account numbers never appear on it. Also in this update • Put your debt-free date on your home screen: after your first plan, Snowballer shows you how to add the widget • With notifications on, the morning after your first plan brings a reminder with your actual debt-free month • If your first plan can't show a date yet, you won't be asked to upgrade until it can • What's due next: your bills and minimum payments in date order on the Payoff tab • New accounts get the latest improvements from their very first session

Connecting a bank at Chase or Fidelity now brings you back to Snowballer when you finish — no more being left on your bank's website wondering whether it worked. Also in this update • The home screen widget no longer cuts off your card's last four digits • Lock Screen widgets hide your balance until you unlock • Sharing several screenshots at once is faster and no longer gets stuck • A bank transaction filed as a transfer can be corrected to real income — handy when you cash out an investment — and Snowballer remembers for next time

Rebuilt from the very first screen. • New onboarding — see your debt-free date in about a minute. No need to enter every debt before you get an answer. • Find your debts automatically — link a bank and Snowballer pulls balances and rates in for you to review. • Dial-a-Date now drags smoothly without fighting the tab swipe. • Spending insights — tap the small-categories slice to see exactly what's inside it. • Clearer Plus badges, plus fixes to bank sync, category learning, and due-date reminders.

This is the big one. Snowballer is now a debt payoff app — with your habits as the accelerator. YOUR PAYOFF PLAN • Add your debts and see the exact month you'll be debt-free • Snowball or avalanche order — or drag them into any order you want • Log a payment and watch the date move • Try any extra amount before you commit to it ON YOUR HOME SCREEN • A widget with your payoff progress, the debt you're knocking out next, and your debt-free date • Lock Screen and Smart Stack, too MONEY, SHARPER • Find my snowball: spots your recurring charges and prices each one in months off your payoff date • Savings goals, 6-month spending trends, category breakdowns, and your net position — savings minus debts • A Sunday recap of your week • Auto-log Apple Pay purchases with a Shortcuts automation — amount and merchant only, never card data • Share a screenshot from your bank app straight into Snowballer to import a batch of transactions HABITS • The Habits tab is now opt-in — turn it on in Settings if you want it, ignore it if you don't • A second app icon you unlock by paying off your first debt And Snowballer Plus, a new subscription for the deeper tools: custom payoff order, dial-a-date, CSV export, and full amortization tables. Start small. Stay consistent. Let it snowball.

This one is all your feedback — thank you for sending it. • Pick a transaction date from a calendar instead of typing it out • Recurring transactions can now repeat weekly, every two weeks, quarterly or yearly — not just monthly • Choosing a category is now a clean list instead of a wall of buttons • Transactions sort by when they happened, not when you entered them • New Food Delivery category — and DoorDash and Uber Eats stop landing in the wrong one. Rideshare apps stay rideshare • Clearer, consistent dates across the Money screen

• A brand-new start: pick the habits that are actually yours — and instantly see how much money the money-smart ones could save you • Money habits: mark a packed lunch, skipped coffee, or no-spend day and watch it add up to real dollars on your Money screen • A clearer first run that gets you to your first win faster, plus a gentle nudge so your new streak survives day two • Fixes and polish, including the spending donut

• Recurring transactions — rent, subscriptions, and paychecks now add themselves each month • One-number monthly budget — set it in one tap, see what's safe to spend each day • Income by category — flip the spending chart to see what came in • Simpler first run and one-tap workout logging • Your coach now refreshes the moment you log • Sharper screenshots and plenty of polish

• Partial credit now counts — did 3 of 5? Your streak still holds. Showing up beats being perfect. • Tap any pip to set a habit's progress in one touch. • Your coach refreshes the moment you log a habit or a purchase. • Spending now shows in your local currency automatically. • Smoother, faster, and a few papercuts fixed.

• Sign in with Google or Apple — faster, password-free login • New Rideshare category, and flights & hotels now roll up into Vacation • Look back at previous months in the Money tab • More accurate spending totals and budgets, plus smoother voice entry

Mic-first voice entry: tap once, say your transaction ("twelve fifty at Chipotle"), and Snowballer fills it in — recognized right on your device, so your audio never leaves your phone. Plus a daily "Safe to Snowball" budget number, a forgiving "snow day" streak, and time goals on your habits. Small wins, bigger snowball.

• New "Habits → Dollars" weekly card — see how your habits affect your spending • More spending categories: Gas/EV charging, Flights, Vacation, Tech, Gifts • Smoother sign-up and email confirmation • Friendly welcome guidance for new users • Reliability and performance improvements