It Me Finance
Plan, save, reach your goals
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
It Me Finance — money planning that finally feels calm.
It Me Finance helps you see exactly what you can safely spend, plan around the income you actually have, and reach your goals — all in a beautiful, private app. Unlike apps that treat your whole bank balance as spendable, It Me Finance plans from your real monthly income and protects the savings you never want to touch.
WHAT'S SAFE TO SPEND, REALLY
- A live safe-to-spend number based on your income, bills, goals and spending — not your raw balance
- Set a minimum balance you never drop below, and we protect it
- See the full breakdown, so you always know where the number comes from
BUILT FOR EVERY KIND OF INCOME
- Salary, freelance, commission, seasonal or irregular — plan with estimates before payday
- Log income as it arrives, then confirm the month when you're done
GOALS YOU ACTUALLY REACH
- Set savings goals with a clear monthly plan and watch progress build
BILLS, SUBSCRIPTIONS & DEBT
- Track recurring bills and catch forgotten subscriptions
- Manage loans, credit cards and mortgages with payoff forecasts
- Multi-currency cards — foreign spending tracked in its own currency
DEBTORS & CREDITORS
- Track who owes you and who you owe — cash or linked to an account
YOUR AI MONEY COACH
- Ask anything about your money and get clear, personalized guidance built on your real numbers
PREMIUM
- Start with a 7-day free trial, then $4.99/month or $50/year
- Unlimited accounts & goals, AI Coach, Debtors & Creditors, foreign-currency tracking and advanced insights
PRIVATE BY DESIGN
- Your financial data is encrypted on your device before it is ever stored
- Biometric lock and secure sync across your devices
- No ads. No tracking. We never sell your data.
It Me Finance provides general planning tools and is not professional financial advice.
SUBSCRIPTION
It Me Finance Premium unlocks unlimited accounts & goals, the AI Coach, Debtors & Creditors, foreign-currency card tracking and advanced insights. Start with a 7-day free trial, then Monthly at $4.99/month or Yearly at $50.00/year (auto-renewable). Payment is charged to your Apple ID; the subscription renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel in your App Store account settings.
Terms of Use (EULA): https://deluxe-ganache-62da20.netlify.app/
Privacy Policy: https://grand-cobbler-93e0de.netlify.app/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
What's new in 1.0.2:
• Fixed a rare crash when adjusting a goal's monthly plan
• Improved sign-in reliability and general stability
The developer, Shania Lugo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Shania Lugo
- Size
- 59.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium Yearly $50.00
- Premium Monthly $4.99
- Copyright
- © 2026 It Me Labs