Moza: Budget & Finance

Understand Your Money

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Track expenses, manage budgets, monitor net worth and cash flow, grow savings, and get AI-powered insights, all in one calm personal finance app. Moza is a personal finance app that helps you track expenses, build budgets, monitor net worth, and make better financial decisions. Unlike traditional expense trackers, Moza is designed as a calm financial workspace where your transactions, budgets, goals, accounts, and insights come together in one place. Whether you're managing monthly expenses, planning savings goals, paying off debt, or understanding your spending habits, Moza helps you stay organized with clarity—not complexity. FEATURES • Track expenses and income Record spending, income, transfers, recurring transactions, and receipts while keeping every account organized. • Budget planner Create flexible budgets, allocate money intentionally, monitor spending, and stay on track each month. • Money manager Manage bank accounts, cash, credit cards, assets, liabilities, and view your complete financial picture. • Net worth tracker Monitor your financial progress over time with net worth, account balances, and long-term trends. • Financial goals Save for future purchases, emergency funds, debt payoff, vacations, and other financial milestones. • AI-powered financial insights Receive personalized insights that help explain spending patterns, highlight trends, and support smarter financial decisions. • Financial journal Add notes and reflections to transactions so you can remember not only what happened, but why. • Financial planning Organize budgets, goals, recurring expenses, and future plans from a single workspace. WHY MOZA? Many budgeting apps focus only on recording transactions. Moza helps you understand the story behind your money. Instead of overwhelming dashboards and complicated spreadsheets, Moza provides thoughtful tools that help you build healthier financial habits and make more confident decisions over time. Whether you're looking for a budget planner, expense tracker, money manager, net worth tracker, or personal finance app, Moza helps you organize your financial life in one calm, intelligent workspace. Understand your money. Make better decisions. Build a healthier financial life. Terms of Use (EULA): [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) Privacy Policy: [https://moza.so/privacy](https://moza.so/privacy)

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

This update includes performance improvements, bug fixes, and refinements across the app, along with occasional new features to help you better understand your money, plan ahead, and make more confident financial decisions.

Version 1.8.0

The developer, Shandy Sutanto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Diagnostics

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Contact Info
    • User Content
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Shandy Sutanto
Size
44.1 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPad
    Requires iPadOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
In-App Purchases
Yes
  • Moza Pro (Annual) $99.99
  • Moza Pro (Monthly) $9.99
  • Learn More
Copyright
© 2026 Moza Labs
  • Developer Website
  • Privacy Policy

    • You Might Also Like