Centsei: Expense Tracker
Private offline money log
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Centsei is a private, offline-first expense tracker built for people who just want to know where their money goes — without handing their financial life to a cloud server.
YOUR DATA STAYS YOURS
• Everything is stored on your device. No sign-up, no login, no account required.
• No ads. No trackers. We never see your numbers.
• Optional cloud sync is end-to-end encrypted with a code only you hold — even we can't read it.
FAST, HONEST MONEY TRACKING
• Add an expense or income in seconds with clean, tappable categories.
• Built for Malaysian Ringgit (RM) with proper formatting — amounts are always calculated to the exact cent.
• Beautiful monthly reports: spending, income, balance, and a category breakdown at a glance.
BUDGET & PLAN
• Set a monthly budget and get a gentle nudge before you overspend — overall and per category.
• Recurring expenses auto-fill each month, so rent and subscriptions are never forgotten.
• A 6-month trend shows whether you're heading the right way.
FIND ANYTHING
• Search and filter your entries instantly.
• Tap any category to drill into its line items.
PRIVATE BY DESIGN
• Lock the app with a PIN.
• Works fully offline — open it on a plane, in the basement, anywhere.
• Export your data anytime as JSON or CSV. It's your money; it's your data.
BILINGUAL
• Full Traditional Chinese and English — switch any time.
Centsei is designed to be the calmest, most private money tracker on your phone. Open it, log it, get on with your day.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Unlock Centsei Pro right inside the app with an Apple in-app subscription — receipt scanning and cross-device encrypted sync.
• Stability improvements and minor fixes.
The developer, Chin YU XUAN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Chin YU XUAN
- Size
- 16.1 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Centsei Pro $2.99
- Copyright
- © 2026 Colin Chin
