Privacy disclosures and product information have been updated for clarity.

A new home screen. Your spending money now sits inside a ring that empties as the cycle goes on, so one look tells you where you stand — and the line underneath tells you what a day is worth between now and payday. The widget was rebuilt too. It names the pocket closest to empty, shows what each one has left, and no longer goes blank in Light Mode.

Steadier planning and spending screens throughout. A stray digit in an amount can no longer land in your plan — what you type is checked before it commits, and a logged spend can be undone from the toast.

Tuck is now Larder — same app, clearer name. Bills pay themselves. A fixed bill settles on its due date instead of waiting for you to tap Pay, and one you genuinely missed gets flagged instead of being quietly swept away at the next payday. Also in this update: • Raise an envelope's budget and the money moves with the cap — the plan and the balance no longer disagree. • The plan leads with the date each bill leaves: "Aug 3 · Rent · $1,450 goes out". • Log a spend and it tells you what's left and what that leaves per day, wherever you logged it, with one-tap undo. • Deep analytics is a screen of its own now, reached from Spending. • Goal and payoff forecasts read straight — no repeated dates, no empty ranges, and the pace line stops on the day the money does. • Faster, calmer motion across the app, and a pass over every screen for text that overflowed or sat unevenly.

A completely new welcome: watch your paycheck split into envelopes before you even sign in, then slide each envelope's share yourself — your split, your way. Meet the Analyst (Pro): ask anything about your envelopes — where it leaks, what's safe to spend, what bills are coming. Every answer comes from your own numbers. Plus a new in-app keypad for your paycheck, smoother haptics everywhere, and dozens of fixes.