Money Wise Private Budgeting

Finance

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

New: automatic iCloud Sync across iPhone, iPad, and Mac. Track RSU/ESPP vesting, net worth, and budgets — 100% private, no bank connection required. Money Wise is personal finance for people whose money isn't simple anymore — RSU and ESPP vesting, accounts in more than one currency, a net worth that's finally worth tracking. And it's the only finance app that keeps every number 100% on your device, with no bank connection and no server that ever sees your data. NOW WITH ICLOUD SYNC Your accounts, transactions, and budgets stay perfectly up to date across iPhone, iPad, and Mac — automatically, using the iCloud account already signed into your device. No new password, no separate account to create. WHY MONEY WISE IS DIFFERENT Most budgeting apps ask you to link your real bank account to a third party just to show you a chart. Money Wise never does. Every transaction is entered by you, every number lives only on your device, and your encrypted local backup is the only copy that ever leaves it — only if you choose to share it yourself. CORE, FREE FOREVER • Up to 2 Bank or Cash accounts • Unlimited transactions — income, expenses, and transfers, with built-in categories • One active budget per month, with automatic month-to-month rollover • Recurring transactions that generate themselves on schedule • Cash Flow Projection and history — see where your money's been, and where it's headed • Multi-currency accounts with automatic conversion to your base currency • Zen Mode — hide every amount on screen with one tap, for using the app in public • Dark mode, color themes, and 12 languages MONEY WISE SUITE (PREMIUM) — ONE PAYMENT, NO SUBSCRIPTION • iCloud Sync — automatic, across every one of your Apple devices • Unlimited accounts of every type — credit cards (with statement and due-date tracking), loans, real estate, and investment accounts • Compensation — full RSU and ESPP vesting tracking, plus a configurable net-salary calculator that adapts to any country's tax system • Investments — stocks and Fixed-Term Deposits (CDs), with average cost, gain/loss, and 12,500+ tickers of price history for real portfolio charts • Net Worth broken down by category, and Goals with a target date or fixed monthly contribution • Unlimited budgets and custom categories with your own emoji • Encrypted Local Backup — export and restore your entire history, password-protected • App Lock — Face ID or Touch ID before Money Wise opens Money Wise Suite is a single purchase, unlocked once, forever — never a subscription. Not sure it's for you yet? Tap "See a live demo first" on the welcome screen to explore the complete app, every Premium feature included, pre-loaded with realistic sample data. Nothing you do there touches your real accounts. Money Wise supports 166 currencies and is available in Arabic, Chinese, English, French, German, Hindi, Italian, Japanese, Korean, Portuguese, Russian, and Spanish. Questions or feedback? support@getmoneywiseapp.com

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Money Wise is now on Mac. Your accounts, budgets, RSU/ESPP vesting, and net worth — the same app you know, now with a sidebar layout built for the larger screen. iCloud Sync (Premium) Your data now stays in sync across iPhone, iPad, and Mac automatically, using the iCloud account already on your device. Turn it on in Settings — nothing else to set up. Also in this release: • More reliable restore from encrypted backups • Stricter input validation across every form • General stability and polish Money Wise still stores everything on your device first. iCloud Sync only moves data between the devices signed into your own iCloud account — we never see it.

Version 1.8.1

The developer, EMMANUEL DAVID SOLIS POMARES, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • EMMANUEL DAVID SOLIS POMARES
    Size
    • 64.9 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.0 or later.
    • iPhone
      Requires iOS 15.0 or later.
    • iPad
      Requires iPadOS 15.0 or later.
    • iPod touch
      Requires iOS 15.0 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 11 more
    • English, Arabic, French, German, Hindi, Italian, Japanese, Korean, Portuguese, Russian, Spanish, Traditional Chinese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Emmanuel David Solis Pomares
  • Developer Website
  • Privacy Policy