Takhmeena: Income Tax & Solar
Bills, Zakat & Card Calculator
Free · Designed for iPad. Not verified for macOS.
New: Credit/Debit Card Tax — see the real cost of paying abroad in dollars. Plus construction, income tax, solar, electricity & gas bills, zakat & usher. In Urdu.
Takhmeena (تخمینہ, "estimate") is Pakistan's all-in-one calculator app — estimate your income tax, credit card tax, construction cost, solar system, electricity & gas bills, zakat and more. Simple, fast, and works offline.
INCOME TAX CALCULATOR
Estimate your salary income tax using the latest publicly published salary slabs (2025-26 & 2026-27). See monthly and yearly tax, the slab applied, surcharge, and compare your tax across 13 years.
Source (FBR): https://fbr.gov.pk/withholding-tax-rates/51147/81155
CREDIT & DEBIT CARD TAX (SECTION 236Y)
Paying for a subscription, domain, hosting or online shopping in dollars? See what it really costs on a Pakistani credit, debit or prepaid card. Enter the price in dollars or the rupee amount from your statement, and Takhmeena breaks down all three charges: your bank's foreign-exchange markup, provincial sales tax on that markup, and federal advance tax under Section 236Y — 0.5% for filers and 1% for non-filers since 1 July 2026. Uses a live USD rate, and shows how much of it you can claim back when you file.
Source (FBR): https://fbr.gov.pk/withholding-taxes-rate-card/174298/174301
CONSTRUCTION COST CALCULATOR
Plan a build before you spend. Estimate a full house (grey or turnkey), a single room, an RCC roof slab, bricks, plaster, flooring, false ceiling and paint — with a bottom-up material list (cement bags, steel, bricks, sand, crush) and labour, adjusted for Village, City or Bahria/DHA rates.
Note: construction rates are market averages, not official government rates.
SOLAR CALCULATOR
Size a solar system and estimate its cost — by appliance load, known kW size, your electricity bill, low-cost DC, or UPS retrofit. Get inverter, panel and battery sizing with itemised price estimates and payback (ROI).
ELECTRICITY BILL CALCULATOR
Estimate your electricity bill using published NEPRA tariffs — protected/unprotected slabs, fuel adjustment, duties and GST, for every DISCO.
Source (NEPRA): https://www.nepra.org.pk
GAS BILL CALCULATOR
Estimate your gas bill (SNGPL / SSGC) using published OGRA slabs, with meter-reading input.
Source (OGRA): https://www.ogra.org.pk/consumer-gas-prices
ZAKAT & USHER
Estimate zakat (2.5%, nisab) on gold, silver, cash and assets — and usher on crops.
PTA MOBILE TAX
Estimate mobile-device (PTA) tax by brand and model. For the exact figure, open the official websites below in your browser — Takhmeena only shows an estimate.
Sources: PTA DIRBS https://www.pta.gov.pk/en/dirbs and FBR WeBOC https://www.weboc.gov.pk/Shared/MobileDeviceDutyInformation.aspx
PROPERTY & VEHICLE TAX
Estimate property transfer tax and vehicle token tax by province.
Sources: FBR https://www.fbr.gov.pk/categ/valuation-rulings/151251 and Punjab Board of Revenue https://bor.punjab.gov.pk/node/182 and provincial Excise & Taxation (e.g. Punjab https://excise.punjab.gov.pk/motorvehicle_tax)
FREELANCER TAX
Estimate tax for freelancers and IT / export of services (Section 154A), for PSEB and non-PSEB filers.
Source (FBR): https://fbr.gov.pk/withholding-taxes-rate-card/174298/174301
LIVE RATES
Gold, silver and solar panel, inverter and battery prices at your fingertips — updated regularly.
WHY TAKHMEENA
• Simple, fast estimates
• Works offline — no sign-up, no account
• Made for Pakistan
• English & Urdu (اردو)
• Share your results
DISCLAIMER
Takhmeena is an independent, unofficial app for informational and educational purposes only. It is not affiliated with, endorsed by, or connected to FBR, NEPRA, OGRA, PTA, or any government body, and it does not file taxes, make payments, or register deviimates based on the publicly available rates from the official sources linked above. Construction rates are market averages, not official rates. Estimates are not financial, tax, or legal advice. Rates change; always verify with the official sources before making any decision.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
NEW: CREDIT & DEBIT CARD TAX (SECTION 236Y)
Find out what a dollar payment abroad really costs on a Pakistani card — subscriptions, domains, hosting, ads and online shopping.
• Enter the price in dollars, or the rupee amount from your statement
• See all three charges separately: your bank's foreign-exchange markup, provincial sales tax on that markup, and federal advance tax under Section 236Y
• Section 236Y is 0.5% for filers and 1% for non-filers since 1 July 2026 — down from 5%
• Live USD rate, with an offline fallback
• Set your own bank's markup, province and tax year
• Shows how much you can claim back when you file your return
IMPROVEMENTS
• Faster access to your result — the total now appears as soon as you type
• Full Urdu translation across the new calculator
As always: works offline, no sign-up, and every rate comes from publicly published official sources.
The developer, Muhammad Ubaid, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Muhammad Ubaid
- Size
- 31.2 MB
- Category
- Finance
- Compatibility
Requires iOS 16.5 or later.
- iPhone
Requires iOS 16.5 or later. - iPad
Requires iPadOS 16.5 or later. - Mac
Requires macOS 13.4 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © 2026 Muhammad Ubaid
