• Privacy mask — hide balances and amounts with one tap on Wallets, Accounts, Ledger, and Plan • Evening log reminder — choose a time to nudge yourself to log today's spending • Custom expense categories — save your own presets, scoped to Mine or Ours • Filter the ledger by category — including your custom presets • Borrowing with processing fees — log loan draws and fees in one step • Offline and sync banner — see when you're offline or data needs to retry • Cleaner folio design and sharper headers across the app • Stability and performance improvements

• Sign in with Google • Track loans and lines of credit — repayment plans, due dates, partial payments, and payment logging • Credit cards show your limit and available balance • Merchant icons on transactions, with smarter name matching (toggle in Profile) • Pick a bank or e-wallet when adding an account, or create one right from a transaction • Choose colors for your wallets • Clearer Mine/Ours guidance and accessibility improvements • Stability and performance improvements

Twofold 1.1 adds Google sign-in, a new Plan tab for shared budgets and recurring expenses, and stronger loan tracking — including repayments, interest, and finance charges. You can use custom categories, replay the tutorial from Profile, and keep working offline; changes sync when you’re back online. Plus a refreshed look and quicker ways to add wallets, accounts, and transactions.