My Money Life: Finance Planner
Budget, Net Worth & Retirement
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Budget smarter, track your net worth, and plan retirement — all in one place. My Money Life gives you the full picture of your finances.
Take control of your money — from your next paycheck to your last retirement dollar.
My Money Life brings together every corner of your financial life in one clean, intuitive app.
Budget
See exactly where your money goes. Track income, expenses, and savings rate. Run multiple budgets for different scenarios or household members.
Net Worth
Know what you're worth right now. Track every asset and liability, and watch your number grow over time.
401(k) Planner
See your retirement balance at any age. Visualize accumulation, withdrawals, and whether you're on track to replace your income. Run multiple 401(k) planners for different jobs or scenarios.
IRA
Model your Roth or Traditional IRA contributions and see how tax-free growth compounds over decades. Create separate planners for each account.
Social Security
Estimate your monthly benefit at 62, FRA, or 70 — and find the claiming age that maximizes your lifetime income.
529 College Savings
Project your child's college fund at school age. See total projected cost, coverage percentage, and the monthly contribution needed to fully fund it.
530A Trump Account
Plan contributions to a 530A account and project the balance at age 18. Track annual contribution limits and federal seed eligibility.
KPI Dashboard
Every planner distilled into one screen. See your surplus rate, net worth, retirement progress, college savings coverage, and more — all at once.
My Money Life is designed for guidance only. Estimates are a starting point — always consult a financial advisor for major decisions.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
What's new in Version 1.0.3:
- New: 529 & 530A Planners
Plan college savings with a 529 and the new 530A "Trump Account" — project balances, coverage, and monthly contributions needed.
- Multiple planners of every type
Run separate budgets, 401(k)s, IRAs, and more for different scenarios or family members — no limit.
The developer, William Sun, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- William Sun
- Size
- 2.6 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 13.3 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
9+
- 9+
- Copyright
- © 2026 SaiminMoon