Capital: Loan Calculator
Mortgage, APR & amortization
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
New: real APR with fees, appraisal and tied insurance included — plus full PDF reports of any study, ready to send to your bank.
Capital is the complete financial calculator for iPhone - loans, deposits, prepayments, and compound interest in one place. No sign-up. Works offline. Zero data collected.
4 CALCULATORS IN 1
LOAN CALCULATOR
Calculate the monthly payment, total interest, and full amortization schedule for any mortgage or personal loan. Enter the amount, rate, and term - results appear instantly.
DEPOSIT CALCULATOR
Simulate fixed-term deposits with simple or compound interest. See exactly how much you earn at maturity.
PREPAYMENT CALCULATOR
Plan an early partial repayment and see exactly how much interest you save - and whether it's better to reduce your monthly payment or shorten the loan term.
CAPITAL CALCULATOR
Future and present value with compound interest. Perfect for long-term savings and investment planning.
WHY CAPITAL IS DIFFERENT
No account or sign-up required - open and start calculating immediately
Fully offline - no internet connection needed, ever
Zero personal data collected
No subscription - ads removed with a one-time $5.99 payment, forever
Clean, distraction-free design built for speed
Full amortization table with month-by-month breakdown
PERFECT FOR
First-time homebuyers comparing mortgage options
Homeowners planning extra repayments
Savers evaluating fixed-term deposit returns
Investors modeling compound growth
Download Capital free today. Precise financial math, no strings attached.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Capital Pro is here.
• Real APR, not the headline rate. Add the opening commission, appraisal, paperwork and tied insurance, and see what the loan actually costs — the number two offers should be compared on.
• PDF reports. The whole study with figures, charts and the full amortization schedule, ready to send to your bank.
• Every cost itemised. Appraisal, notary and insurance now appear on their own cards and in the distribution chart, not lumped into one total.
• Linear and American loans: the headline is now labelled as the first instalment, with the last one beside it and a month-by-month table behind the info.
• Tips now compare all three repayment systems and tell you which pays least interest.
• Prepayment: add your cancellation commission and see whether repaying beats investing the same money.
Advanced options in the Deposit tab are now part of Capital Pro.
The developer, Alberto Dimanuel, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Alberto Dimanuel
- Size
- 27.7 MB
- Category
- Business
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 8 more
- English, Arabic, French, German, Hindi, Italian, Portuguese, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- PRO $5.99
- Premium $5.99
- Copyright
- © albeasystems 2026