cardMai - AI Expense Tracker
Track cards, cash & savings
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
Every account, finally in one place.
cardMai brings together your credit cards, debit cards, cash, and savings, while Mai — your assistant — handles the tedious part: organizing, categorizing, and reminding you.
LOG IT HOWEVER YOU WANT
• Say it out loud. "Twelve dollars for coffee." Done.
• Type it out. Mai reads what you typed and organizes it.
• When a bank notification arrives. Mai extracts the merchant and the amount.
• Use Shortcuts, or just ask Siri.
MAI HANDLES THE ORGANIZING
Categories are assigned automatically right on your iPhone using Apple Intelligence. Mai learns from your corrections: fix a category once, and next time she'll know what to do.
SEE WHERE IT WENT
• Landscape dashboard: turn your iPhone sideways and your spending unfolds by category and time period.
• Stories: your month, told in just a few screens.
• Ask Mai in plain language — "How much have I spent on food this cycle?" — and get direct figures, not guesses.
STAY AHEAD OF DUE DATES
Closing and payment dates for every card, complete with days remaining and total balance due. No more finding out the day after.
ON YOUR WRIST AND LOCK SCREEN
Check balances or dictate expenses right from your Apple Watch. Place your total spending, savings goal ring, and payment countdown right on your Lock Screen, in StandBy, or via Widgets on your Home Screen.
SHARE WITHOUT SHARING EVERYTHING
Shared lists for trips, groceries, or projects. Only the items on that specific list are shared — the rest of your accounts remain completely private.
PRIVACY BY DESIGN
There are no cardMai servers. Your data stays on your iPhone and syncs through your personal iCloud, which only you can access. No analytics, no trackers, no ads, and nothing is ever sold. Categorization runs entirely on-device.
WHAT'S INCLUDED IN THE FREE PLAN
Two accounts, 50 monthly transactions, five categories, and three personal lists. Joining a list shared by someone else is always free.
CARDMAI PRO
Unlimited accounts, transactions, categories, and lists; list sharing; widgets, StandBy, and Lock Screen integrations; plus chat with Mai. Chat requires an iPhone supported by Apple Intelligence — if your device isn't supported, chat won't appear and everything else works as usual.
iPhone and Apple Watch. Mac coming soon.
SUBSCRIPTION DETAILS
cardMai Pro is an auto-renewable subscription ($3.99/month or $24.99/year) with a 14-day free trial for new subscribers. Supports Family Sharing. Pricing may vary by country or region. Payment will be charged to your Apple Account at confirmation of purchase. Subscription automatically renews unless turned off at least 24 hours before the end of the current period. Account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms: https://cardmai.app/terms
Privacy Policy: https://cardmai.app/privacy
Siri and Shortcuts, tuned for iOS 27.
• Ask Siri about your money. Say "How much have I spent this cycle in cardMai", "What do I owe in cardMai" or "Where did I spend the most in cardMai" — now by category or card too: "How much did I spend on Groceries in cardMai".
• Find it faster. Your transactions and accounts now show up in Spotlight and Siri search: try "Search Uber Eats in cardMai".
• Six focused shortcuts, in English and Spanish, ready for your automations.
• Ask Mai about a store. "How much did I spend at Starbucks?" now gets the total for this cycle, with the list right below.
• Bug fixes and stability improvements.
Love cardMai? A rating helps more than you'd think.
The developer, Renato Eduardo Madrid Romero, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Renato Eduardo Madrid Romero
- Size
- 58.6 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later. - Apple Watch
Requires watchOS 26.0 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- cardMai Pro $24.99
- cardMai Pro $3.99
- Copyright
- © 2026 Renato Madrid
