Fincal: Loan & Interest Calc
Loan, EMI & compound interest
Free · Designed for iPad. Not verified for macOS.
Plan loans and grow savings with clear charts. Compare repayment methods, see the real rate, and test early payoff - 100% offline & private.
Fincal makes everyday money decisions simple. Whether you're taking out a loan or growing your
savings, Fincal turns your numbers into clear answers and easy-to-read charts.
LOANS
• Compare three repayment styles: equal principal, equal instalment, and flat rate.
• See the real effective interest rate, so a "low" flat rate can't fool you.
• Handle interest rates that change over time.
• Plan early repayments and instantly see how much time and money you save.
• View a full repayment schedule, grouped year by year.
SAVINGS & COMPOUND INTEREST
• Project how your money grows with regular contributions.
• See a clear growth chart and a year-by-year breakdown.
STAY ORGANIZED
• Every calculation is saved automatically.
• Keep your favorite scenarios to revisit anytime.
• Share any result as an image.
PRIVATE BY DESIGN
• The amounts you enter never leave your device.
• No account, no sign-up - works fully offline.
Light and dark themes included.
Fincal is free.
Note: Fincal is a calculator for personal planning and does not provide financial advice.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Small fixes and improvements to keep Fincal running smoothly. Thanks for using Fincal!
The developer, Nam Truong Phuong, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nam Truong Phuong
- Size
- 47.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 20 more
- English, Arabic, Bengali, Filipino, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Thai, Traditional Chinese, Turkish, Vietnamese
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © 2026 Truong Phuong Nam