Sero: Budget & Expense Tracker

Savings goals, bills, payday

Only for iPhone

Free · In‑App Purchases

iPhone

Payday disappearing before the month does? Sero shows where your money actually goes, keeps savings goals locked away, and warns you before a bill lands. Payday comes, payday goes, and somehow there is nothing left to show for it. Sero is a simple money tracker for people who earn regularly and want to know where it actually goes. No spreadsheets. No finance jargon. Just a clear view of your money. TRACK IN SECONDS Tap the amount, tap a category, done. Sero suggests the category for you based on your note. ALL YOUR ACCOUNTS IN ONE PLACE Bank, e-wallet, cash on hand, credit cards. Sero recognises many banks automatically and gives each account its own look. SAVINGS GOALS THAT ACTUALLY HOLD Money set aside for a goal is carved out of your spendable balance, so you always know what is truly free to spend. NEVER MISS A BILL Add your recurring bills and Sero reminds you before they are due, including credit card payments. SEE WHERE IT GOES A spending wheel, a calendar view, and clear charts by day, week or month. SPLIT A RECEIPT PROPERLY Bought groceries and a coffee in one trip? Break a single receipt into items and give each one its own category. BUDGET BY CATEGORY Set a limit per category and Sero tells you when you are getting close, not after you have blown past it. 19 CURRENCIES Built in the Philippines, works anywhere. YOUR DATA IS YOURS Export a full backup whenever you want, and lock the app behind a PIN or Face ID. Sero has no ads and no third-party tracking. SERO PREMIUM (OPTIONAL) Free Sero covers what most people need. Premium adds unlimited savings goals, budgets, bills and credit cards, every theme pack, analytics for any period, paycheck allocation, recurring transactions and data export. ₱149 per month or ₱999 per year, with a 7-day free trial. Prices vary by country. Payment is charged to your Apple Account, renews automatically unless cancelled at least 24 hours before the current period ends, and can be managed in your Apple Account settings. Terms of Service: https://sero.tukod.studio/terms Privacy Policy: https://sero.tukod.studio/privacy Made in Bohol, Philippines.

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Sero Premium is here. Unlimited goals, budgets, bills and cards, every theme pack, analytics for any period, and paycheck allocation. Free for 7 days if you want to try it. Free Sero is unchanged, and always will be.

Version 1.1.0

The developer, NOEL JR CALATRAVA, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • NOEL JR CALATRAVA
Size
  • 47 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Sero Premium Yearly $34.99
  • Sero Premium $4.99
  • Learn More
Copyright
  • © 2026 Tukod Studio
  • Developer Website
  • Privacy Policy