DebtFlow - Debt Tracker, IOU

Track money you lend, & borrow

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

DebtFlow is the simplest way to track money between people — and build toward what you're saving for. Whether you lent a friend money for rent, owe your supplier from last month, or you're splitting a recurring bill with a flatmate — DebtFlow keeps the record so you don't have to hold it in your head. DEBT TRACKING — Log money you've lent or borrowed in seconds — Track partial repayments with progress bars — Attach payment receipts and transfer references as proof — Get reminders before due dates — Organise debts by category — personal, business, family CONTACTS — One profile per person shows your full history together — See the net balance between you and anyone at a glance — Add labels: Friend, Family, Business, Flatmate RECURRING DEBTS — Set up repeating entries for subscriptions, loan instalments, or shared bills — New entries generate automatically on schedule — Settle one or all at once when payments come through SAVINGS GOALS — Create goals for anything — a phone, a trip, an emergency fund — Track progress with deposit history and a visual progress bar — Get a daily, weekly, and monthly savings pace so you always know if you're on track — Celebrate milestones at 25%, 50%, 75%, and 100% — Export your savings history as CSV DESIGNED FOR REAL LIFE — Works in any currency — Dark and light mode — PIN lock for privacy — Fast, offline-first — no account required DebtFlow works for anyone managing money between people — freelancers, small business owners, students splitting bills, or anyone who wants to stop keeping IOUs in their notes app. Download free. No ads. Upgrade to DebtFlow Pro for unlimited records, reminders, and PDF export Privacy Policy: https://sites.google.com/view/debtflow-privacy-policy Terms of Use (EULA): https://sites.google.com/view/debtflow-terms

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• Restore Purchases is now available directly in Settings, with clear confirmation of the result • Google Drive backup now connects properly — if you had trouble linking your account before, please try again • You can now browse Backup & Restore before subscribing to see exactly what's included • Demo data now appears instantly instead of after a restart • Stability improvements

Version 1.2.1

The developer, Ayobami Lawal, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Purchases
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Contact Info
    • Contacts
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Ayobami Lawal
Size
  • 73.9 MB
Category
  • Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPad
    Requires iPadOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 Talkbiz Limited
  • Privacy Policy

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