Ubanklending
Secure Financial Companion
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Experience seamless lending services with UBANK LENDING. Secure, transparent, and efficient loan application management for qualified borrowers.
Welcome to Ubank – Your Trusted Lending & Financial Assistance Companion.
Ubank is a comprehensive mobile lending application designed to provide users with secure, efficient, and transparent financial services. Whether you need immediate funds for emergencies or flexible credit management, Ubank offers a seamless experience with an intuitive multilingual interface supporting both English and Chinese.
【Why Choose Ubank?】
- Fast Application: Streamlined digital process to apply for financial lines anytime, anywhere.
- Secure & Confidential: Your data privacy is our highest priority, protected with industry-leading encryption and secure Google Single Sign-In.
- Transparent Terms: Clear breakdown of fees, interest rates, and loan structures with zero hidden charges.
【Important Disclosures (Financial Compliance)】
- Minimum Repayment Period: 91 days
- Maximum Repayment Period: 365 days
- Annual Percentage Rate (APR): From 10% to 35% (based on user credit evaluation)
- Representative Example: For a loan of $500 with a 180-day tenure and an APR of 24%, the interest fee will be $60. The total repayment amount will be $560.
*Note: Ubank does not offer short-term personal loans that require full repayment within 60 days. Users must be at least 18 years old to apply.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Improved user experience and overall app performance.
The developer, HUAYUAN CAPITAL LTD., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- HUAYUAN CAPITAL LTD.
- Size
- 40.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Simplified Chinese
- Age Rating
4+
- 4+
- Copyright
- © 2026 HUAYUAN CAPITAL LTD. All rights reserved.