Keel 5.1 speaks your language — and shows its work. • Six new languages: French, German, Spanish, Italian, Dutch, and Portuguese (Brazil). Keel follows your iPhone's language; switch any time from Settings. • Watch your first invoice take shape as you type — setup now builds your document live, so you see the result before you finish. • Today opens with "Needs your call": overdue invoices, accepted quotes ready to convert, finished work waiting to be billed. One tap each — you decide, Keel never acts alone. • Line items you've used before are suggested as you type, priced from your own history. Nothing new is stored: your ledger is the price book. • The Outstanding widget now shows who has owed you the longest, and what came in this month. • Your Year in Business: invoiced, collected, busiest month, fastest-paying client — computed entirely on your iPhone. Share the card with amounts hidden or shown. • Verify Ledger keeps its answer on screen now, with when it last ran — your proof and your backup, side by side. • Marking an invoice paid shows your year's running total. • A refreshed look for iOS 26, including a new layered app icon. No account. No subscription. Your books never leave this iPhone.

Keel 5.0 is the Working Ledger release — our biggest update yet. • New layout: Work, Clients, Memory, Business. Your day starts on Today, inside Work. • Schedule jobs with a real date and an optional start time — scheduled work shows up on Today. • Finish a job and create its invoice in one tap. Invoices can now link directly to work, no quote needed. • Smarter receipts: duplicate preview with Open Existing or Save Another Copy, split receipts with per-split category and business purpose, and Photos/Files/manual import when the camera isn't available. • Every derived number in Memory and Business shows its sources — tap through to the records behind it. • Honest progress everywhere: nothing shows success until it is actually saved on your iPhone. • The whole app now adapts cleanly to the largest accessibility text sizes. • Dozens of fixes and refinements.

Bug fixes: the currency symbol now always matches the currency you selected, and you can update your cash balance anytime from the Waterline view.

Performance and reliability improvements.

New in 3.1 • Ask your books — instant, on-device answers about your money, right in Reports. • Import from anywhere — share a receipt, invoice, or payment note into Keel from Mail, Photos, or Files, and file it in a tap. • Payment reminders — set Net 15/30/60 terms, get a calm nudge before an invoice is due, and send a ready-drafted reminder email to your client. • Clients, remembered — every client becomes a self-updating record: a timeline of invoices, payments and notes, key stats, and one-tap call, message, or email. • Invoices grouped by client, each with an "awaiting" badge so you always know who owes what. • A month-by-month income-vs-expense trend in Reports. • Reliability and polish throughout. As always, everything runs entirely on your iPhone — no account, no cloud.

Keel 3.0 — prove it at tax time. • Unlimited invoices, free. The monthly limit is gone. • NEW Reports — top clients, a month-by-month income vs. expense trend, and a Schedule C-style deduction summary. • NEW IRS-ready mileage report — every trip, rate-stamped, ready for your accountant. • NEW Accountant Pack — export transactions, expenses, mileage, and a deduction summary as CSV + a summary PDF, in one share. • NEW invoice templates — Classic, Bold, or Minimal — plus your logo, brand color, and hand-drawn signature. • NEW Keel Pro Lifetime — own Keel Pro with a single purchase, no subscription. Still 100% on your device. No bank connection, no cloud, no account. Your books never leave your iPhone.

Freeboard - one number: what is actually yours after tax and bills. - New hero card on Today: cash minus tax reserve, committed bills, and your safety buffer - The Waterline: tap the number to see exactly how it is built, line by line - 3-step setup: anchor your cash, pick a tax rate, add what is committed - Home Screen and Lock Screen widgets keep your freeboard in sight - Ask Siri: "What's my freeboard?" - Keel spots recurring charges in your expenses and suggests them as commitments - Optional invoice footer: "Sent with Keel" Tax reserve is an estimate, not tax advice. Everything stays on your device, as always.