SpendWise Offline
Expense Tracker & Budget
Free · Designed for iPad. Not verified for macOS.
Track smarter with SpendWise. Manage daily income and expenses, budgets, savings goals, recurring transactions, debts, EMI Tracker, worldwide currencies and privacy tool.
SpendWise – Smart Expense Tracker
Take control of your money with SpendWise, a simple, powerful, and privacy-focused expense tracker designed for everyday financial management.
Track your income and expenses, manage monthly budgets, monitor category spending, create savings goals, track borrowed or lent money, and understand your financial habits through clear reports and charts.
SpendWise works without login or account registration. Your financial records are stored locally on your device, giving you a fast and private way to manage your money.
Worldwide Currency Support
SpendWise is built for users around the world.
On first launch, choose your preferred currency and the app will display amounts using that currency throughout the app. You can also change your preferred currency later from Settings.
Support includes currencies such as:
USD, EUR, GBP, INR, JPY, CAD, AUD, AED, SAR, SGD, CHF and many more.
Key Features
Income & Expense Tracking
Add daily income and expenses
Organize transactions by category
Add notes and transaction dates
Edit, duplicate, or delete transactions
View recent and complete transaction history
Multiple Payment Modes
Track how you paid using:
Cash
UPI
Debit Card
Credit Card
Bank Transfer
Wallet
Other payment methods
Smart Dashboard
Get a clear overview of:
Total income
Total expenses
Current balance
Remaining budget
Recent transactions
Spending trends
Top categories
Payment mode usage
Monthly Budget Management
Set a monthly spending budget
Track used and remaining amounts
View budget progress visually
Receive budget reminders
Category Budgets
Set individual limits for expense categories
Monitor category-wise spending
Receive warnings when spending approaches or exceeds limits
Advanced Reports & Analytics
Understand your money with:
Daily reports
Weekly reports
Monthly reports
Yearly reports
Income vs expense analysis
Category spending reports
Payment mode reports
Highest spending category
Average daily spending
Spending trends
Safe-to-spend insights
Recurring Transactions
Manage repeating financial activity such as:
Rent
Salary
Subscriptions
EMI payments
Utility bills
Insurance
Other recurring income or expenses
Choose daily, weekly, monthly, or yearly recurrence.
Savings Goals
Create and track goals for:
Emergency funds
Travel
New devices
Vehicles
Education
Home purchases
Personal dreams
Add deposits, record withdrawals, and monitor your progress toward each target.
Debt, Borrow & Lend Tracker
Keep track of:
Money you borrowed
Money you lent
Partial repayments
Additional borrowed or lent amounts
Due dates
Settled and active records
Custom Categories
Create your own income and expense categories and choose from a visual collection of icons. No need to know SF Symbol names.
CSV Import & Export
Export transaction data as CSV
Import supported CSV files
Keep financial data portable
Use currency-neutral numeric amounts for easier data handling
Backup & Restore
Create full local backups
Restore your SpendWise data
Protect transactions, categories, budgets, recurring records, savings goals, and debt information
App Lock & Privacy
Protect access to your financial information using:
Passcode
Face ID
Touch ID
Supported biometric authentication
Nearby Useful Places
Find useful services around you, including:
Banks
ATMs
Supermarkets
Grocery stores
Restaurants
Cafes
Fuel stations
Shopping malls
Pharmacies
Hospitals
Hotels
Parking
Public transport
Car services
Insurance offices
Accountants and tax professionals
Nearby Places requires location permission and an internet connection.
Private by Design
SpendWise does not require you to create an account or sign in.
Your financial records are designed to remain locally stored on your device, giving you greater control over your personal money data.
Start building better money habits today with SpendWise.
Track smarter. Spend better. Live better.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Added EMI Tracker feature
The developer, Arun Soundarrajan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Arun Soundarrajan
- Size
- 11.5 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © Appz Warrior