Owe Book: Debt & IOU Tracker

Split bills & track who owes

Free · In‑App Purchases

Never forget who owes what. Track debts, IOUs, and split group bills — offline, synced through your own iCloud. No account, no ads, no subscription. Who owes you money? Owe Book remembers — every loan, IOU, and split bill, in one place. No spreadsheets, no awkward "you still owe me" texts. Your ledger lives on your device and syncs privately through your own iCloud — no account to create, no ads, no subscription. TRACK EVERY DEBT • Record what you lend and borrow in seconds • Organize entries by person, with running balances • Attach a photo of a receipt, cheque, or IOU • Add notes, due dates, and payment reminders SPLIT GROUP BILLS • Create a group, add members, and log shared expenses • Owe Book works out who owes whom and keeps it fair • Settle up and watch the balances clear SETTLE & EXPORT • Mark debts fully or partially paid • Export a person's or a group's statement as CSV • Multi-currency — choose a currency per entry PRIVATE BY DESIGN • Your ledger stays on your device and in your own iCloud • Optional Face ID / Touch ID lock for your ledger • No sign-up, no ads, no subscription NOW ON iPhone, iPad & MAC Owe Book is a native app on all three — buy Pro once and it unlocks everywhere. OWE BOOK PRO A single payment, no subscription. Unlocks group bill-splitting, the Face ID / Touch ID lock, CSV statement export, and setting your default currency. Keep your friendships clear and your money organized. Download Owe Book and never forget who owes what again.

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The developer, Abdullah Al Hadi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Location
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Abdullah Al Hadi
Size
  • 5 MB
Category
  • Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • iPad
    Requires iPadOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 Abdullah Al Hadi
  • Privacy Policy

    • More by Abdullah Al Hadi

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