Ledger Budget Tracker
Simple budget & debt tracker
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Ledger is a calm, focused way to see where your money goes — no bank
linking, no clutter, no ads.
Budget in envelopes. Set a monthly limit for each spending category and
watch it fill up as you log purchases. Get a gentle nudge at 85% and a clear
alert when you go over.
Pay down debt with intention. Track loans and credit cards side by side,
log payments, and get reminded 5 days before anything is due — plus a
heads-up if a card's utilization crosses 70% or 90%.
Save toward what matters. Set savings goals, watch your progress, and
add contributions whenever you have extra to put away.
See it all at a glance. A single overview screen shows your spending,
income, budgeted totals, and a category breakdown chart — the whole picture
in one look.
Private by design. Your data is yours: it's stored securely under your
own account, never sold, never shown to advertisers. Lock the app with Face
ID, Touch ID, fingerprint, or your device passcode so it stays private even
if someone picks up your phone.
No bank connections required. Every entry is yours to add — full
control, nothing synced automatically, nothing you didn't put there
yourself.
Ratings & Reviews
A refreshed look and a few most-requested additions:
- All-new dark interface with a cleaner, modern design
- Pick any date when logging a transaction, not just today
- New 14-day spending trend chart on your Overview screen
- Fixed the header overlapping the status bar/notch on newer iPhones
The developer, Panneerselvam Chinnasamy, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Panneerselvam Chinnasamy
- Size
- 32.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Panneerselvam Chinnasamy