Saldo: Finance Tracker
Personal income & expense log
Free · Designed for iPad. Not verified for macOS.
Saldo is a personal finance tracker built for clarity over complexity. Every income and expense goes in as a transaction — your running balance is computed automatically. No spreadsheets, no end-of-month arithmetic.
Quick entry
Amount first, category in one tap. The date defaults to today. A transaction takes under 5 seconds.
KASA — monthly overview
Income, expenses, net result, and running balance for any month at a glance. Scroll back through history without any manual work.
Reports & charts
Filter by date range, category, or type. View trends month over month and see exactly where your money goes.
Loan tracker
Track interest-free loans to family and friends separately from your main balance. These entries stay off your ledger — they show you what is owed without distorting your financial picture.
Offline-first
Add transactions without an internet connection. Changes queue locally and sync automatically the moment you come back online.
Push notifications
Set a daily reminder to log your spending. Receive an alert before and on the due date of any loan you are tracking.
Biometric lock
Protect the app with Face ID or fingerprint. Your financial data stays private even if someone else picks up your phone.
Multi-currency
Choose RSD, EUR, or BAM as your base currency. RSD exchange rates are fetched daily from the National Bank of Serbia. BAM is fixed at 1 EUR = 1.95583 BAM.
Dark and light theme
Follows your system preference, or lock to your favourite.
Export and import
Export your transactions to Excel or CSV at any time. Import previous months from existing spreadsheets.
Privacy
Saldo does not show ads, does not sell your data, and does not train AI models with your information. Your financial data is stored securely and belongs to you.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Pull to refresh, plus fixes for the keyboard and your privacy.
What's new in 1.4.2:
• Pull down to refresh on every screen with your data — what you added on another device shows up without restarting the app
• Hide amounts now covers Loans & debts too — while amounts are hidden, loan names and amounts are masked as well
• The category picker and the report filters no longer jump around while you search — results stay right under the search field
The developer, Dzenan Kosuta, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Dzenan Kosuta
- Size
- 50.3 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 10 more
- English, Bosnian, French, German, Indonesian, Portuguese, Russian, Serbian, Spanish, Tajik, Uzbek
- Age Rating
4+
- 4+
- Copyright
- © 2026 Saldo