Hoard: Budget & Save

Fund your dreams, guilt-free

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Most budgeting apps turn money into homework. Hoard turns your plan into one honest number: what is truly free to spend. No scolding. No account. No spreadsheet. Start with the cash you have and the dreams you care about. Add the commitments that need paying and the pouches that pace everyday spending. Hoard does the arithmetic and shows your Spare Stash, the money left after the plan. - Know what is free to spend. Spare Stash and Days of Gold show what is available now and how long it may last at your current pace. - Pace everyday spending. Pouches reset with your cycle and show what is left. - Honor every commitment. Tributes handle recurring bills, custom frequencies, and dated one-offs without calling them debts. - Save toward real dreams. Set a target, add a date if you want one, and see the monthly pace required. - Start from your Home Screen. Widgets keep Spare Stash, a dream, or a pouch visible and open the exact spend entry when tapped. - Log the way that suits you. Use the app, a quick action, Siri, or the Action Button. - Get gentle reminders. Hoard celebrates progress, reminds you when something is due, and respects quiet hours. - Keep your data yours. Hoard works without an account. Your plan stays on your device and can sync through your private iCloud account. Works with multiple currencies, locale-correct number entry, and a home timezone that keeps your budget stable when you travel. Build your den. Feed the hoard. Let the dragon guard what matters.

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Your money, in your currency. Hoard now offers 63 home currencies, with real coverage across Africa and Latin America — South African rand included. Find yours in a searchable list by name or code instead of scrolling a dropdown, and a new den starts on the right currency for your region automatically. Currencies without cents, like yen, won, rupiah, and dong, now show and accept whole amounts the way they are actually spent.

The developer, SCALES Ventures Pte. Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • SCALES Ventures (Pte. Ltd.)
    Size
    • 7 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2026 SCALES Ventures