Debt Payoff Tracker: Snowball
Pay Off Loans & Credit Cards
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
See the exact month you'll be debt-free. Build a snowball or avalanche plan, log payments, and watch interest savings grow. 3-day free trial on the yearly plan.
Become debt-free sooner. Debt Payoff Tracker is the simple debt snowball and avalanche planner that turns your credit cards, student loans, car loans, and personal loans into one clear payoff plan — with a debt-free date countdown that keeps you motivated every single day.
Add each debt with its balance, APR, and minimum payment. Choose your payoff strategy, and the app instantly builds your fastest route out of debt, shows your exact debt-free date, and projects how much interest you'll pay — and save.
YOUR DEBT-FREE DATE, FRONT AND CENTER
• See the exact month you'll be 100% debt-free
• Watch the countdown shrink with every payment you log
• Progress ring shows how far you've already come
SNOWBALL OR AVALANCHE — YOUR CHOICE
• Snowball method: pay the smallest balance first for fast, motivating wins
• Avalanche method: attack the highest APR first and pay less interest
• Switch strategies anytime — your payoff order reorders instantly
• See exactly which debt to attack next, and when each one will be gone
EXTRA PAYMENTS = MONTHS OF YOUR LIFE BACK
• Drag the extra payment slider and watch your payoff date jump closer
• See interest saved in real dollars, instantly
• Even $25/month extra can cut months off your plan
TRACK EVERY DEBT AND PAYMENT
• Unlimited debts: credit cards, student loans, auto loans, personal loans, medical bills, mortgages, and more
• Log payments in seconds and watch balances drop
• Full payment history, grouped by month
• Amortization projection charts of your balance falling to zero
• Monthly payment reminders so you never miss a due date
• Export your data to CSV anytime
PRIVATE BY DESIGN
• No account, no sign-up, no bank linking
• All data stays on your device — nothing is collected or shared
• Works fully offline
• All amounts in US dollars (USD)
SUBSCRIPTION REQUIRED
Debt Payoff Tracker requires a Debt Payoff Tracker Pro purchase to use the app. Plans:
• Yearly: $29.99/year — includes a 3-day FREE trial
• Monthly: $3.99/month
• Lifetime: $49.99 one-time purchase
Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel anytime in your Apple Account settings. Any unused portion of a free trial is forfeited when you purchase.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://appios432.blogspot.com/p/privacy-policy_01810498631.html
Debt Payoff Tracker is a planning tool and does not provide financial advice. Projections are estimates based on the numbers you enter.
Start today. Your debt-free date is closer than you think.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, MD Shahariar Nazim Joy, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- MD Shahariar Nazim Joy
- Size
- 1.4 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium Lifetime $49.99
- Pro Yearly $29.99
- Pro Monthly $3.99
- Copyright
- © 2026 MD Shahariar Nazim Joy